Questions answered by Amy Lavonne Wells

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The sol on identity theft in Texas

Amy's answer | Answered on July 14, 2013

Identity theft is a serious charge and can carry very serious penalties in many states. If you have been charged with a crime, are being...

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I have a civil judgment in tx last was field in 2006, how long will it stay on my credit report. I am still unable to pay 0

Amy's answer | Answered on July 14, 2013

How long information may reported about your on your credit report is subject to federal law (although your state may impose a shorter time...

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How can i get my three credit reports a little more consistent

Amy's answer | Answered on July 14, 2013

The bureaus have a legal obligation to report accurately; not to report. The substance of the information in your credit file with a respective...

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Can you sue a car dealership for for wrongfully towing your car

Amy's answer | Answered on July 14, 2013

More information is needed to properly evaluate your matter. It is possible you may have viable legal claims. The lender's ability to reclaim the...

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I was told I defaulted on a loan six years ago which was also a SBA guarantee loan. I have no record of such loan.

Amy's answer | Answered on June 30, 2013

I agree with the others. You need to consult with an Ohio attorney experienced in consumer protection laws rights away. As my colleague suggests,...

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Am I the victim of identity theft?

Amy's answer | Answered on June 29, 2013

It's difficult to say, but this could be a red flag. Your file could also be mixed with someone else's. Given the prolific rate of ID theft in this...

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If a non-lawyer appears to use an attorney's letterhead as a "mock-up", is that fraud or identity theft?

Amy's answer | Answered on June 29, 2013

I agree with my colleague. You could also place a call to the attorney's office and tell them you received a letter from from their office and...

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If my parents used my information to obtain merchandise on credit when i was a minor can it be filed on my credit report

Amy's answer | Answered on June 29, 2013

I agree with my colleagues. As an identity theft victim, you should report the ID theft with local law enforcement right away. File a report with...

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My husband took out a payday loan "my Cash Now" We live in dayton , Ohio. He took this loan out in 2008. He filed bankruptcy in

Amy's answer | Answered on June 27, 2013

Hello neighbor! I agree with my colleague. And I too would encourage you to report this to the AG's office. Additionally, I would encourage him to...

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Can I sue a company for taking too long to resolve an issue of identity theft?

Amy's answer | Answered on June 27, 2013

Your issue, and the challenges your are facing, is sadly commonplace. ID theft has been the top consumer complaint for well over a decade. And an...

Amy Lavonne Wells's Answers (765)

The sol on identity theft in Texas

I have a civil judgment in tx last was field in 2006, how long will it stay on my credit report. I am still unable to pay 0

How can i get my three credit reports a little more consistent

Can you sue a car dealership for for wrongfully towing your car

I was told I defaulted on a loan six years ago which was also a SBA guarantee loan. I have no record of such loan.

Am I the victim of identity theft?

If a non-lawyer appears to use an attorney's letterhead as a "mock-up", is that fraud or identity theft?

If my parents used my information to obtain merchandise on credit when i was a minor can it be filed on my credit report

My husband took out a payday loan "my Cash Now" We live in dayton , Ohio. He took this loan out in 2008. He filed bankruptcy in

Can I sue a company for taking too long to resolve an issue of identity theft?