I agree with my colleagues in their conclusion that if you file a Chapter 7, you need to make sure that the lien is removed. In terms of whether...

Private student loan bankruptcy

It's hard to answer your question with just the information you provided. But generally, you can file a Chapter 13 to deal with your student loans...

What do "payment default" mean on a motion to dismiss ch 13 for failure to pay? "payment" sound like something already paid

Generally speaking, a motion to dismiss for failure to make payments in a Chapter 13 means either the Trustee in your case is moving to dismiss...

I was told I'm not responsible for my brothers debts,

Basically, there is a lien on the collateral (the car). If you would like to keep the car, then you should contact the creditor financing the car...

My husband is an independent contract worker but I don't have insurance with hospital bills

The answer to your question depends on a few things, mostly your income over the last six months. However, you may qualify to file a Chapter 7 and...

Landlord Filed Bankruptcy - Can we purchase the home and if so how?

This really depends- the Landlord may have reaffirmed the mortgage, and would in that case be keeping the property. If on the other hand, the...

Can I file a early bankruptcy?

You may want to see a bankruptcy attorney to determine whether a Chapter 13 is an option. A Chapter 13 will provide you with all of the benefits...

Will my joint checking account that I have with my son be affected if he declares bankruptcy?

The answer is "it depends". When your son files for bankruptcy, he must list all of his personal property in the petition. Any non-exempt...

Will I need to file for Chapter 7 or Chapter 13 bankruptcy?

The answer to your question depends upon many factors. For example, whether you own a home or car and how much money is owned on these items, as...

Why was $81,345.00 of a personal injury lawsuit kept by the courts and I only got $15,000.00?

In Illinois the exemption for personal injury claims is $15,000, anything over that $15,000 is deemed to be property of the bankruptcy estate, and...