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I'm quitting my job to return to college full time this fall. I'm currently in ch.13, but can I convert to ch.7 bankruptcy?
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Answered on March 13, 2017
If you were originally in a Chapter 13 to pay for your car a secured debt, then you may want to modify your plan. If you filed a Chapter 13...
I just filed on Friday. I intend to surrender my auto to the finance company and discharge the debt. When do I surrender it?
Raffy's answer
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Answered on March 13, 2017
Depending on how aggressive the finance company is, they will usually get a motion for relief from stay on file within a week or two of your...
Which date is more important on a chapter 13 BK the date filed or the date discharged?
Raffy's answer
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Answered on March 11, 2017
I agree with my colleague, the filing date is the relevant date.
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Is it possible to file a petition to unfreeze access to a bank account while on a chapter 13?
Raffy's answer
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Answered on March 11, 2017
Yes- as long as the debt that is being collected was acquired prior to your Chapter 13 filing. Your attorney should be able to contact the attorney...
Can a collection agency report something from 2010 or 2012 to the credit bureau?
Raffy's answer
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Answered on March 11, 2017
Your best bet is to verify that you do owe the debt, then pay it. Afterwards, send proof that the bill was paid via certified mail to all three...
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I'm being sued! What can I do about debt relief and student loans, considering bankruptcy.
Raffy's answer
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Answered on February 19, 2017
You should really contact an experienced bankruptcy attorney, to discuss all of your options. A good attorney will get a list of all of your debts...
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My car payments are included in my ch 13 case I want to convert to chapter 7 will I still be able to keep my car
Raffy's answer
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Answered on February 14, 2017
I agree with my colleagues that the answers to your questions are.. it depends.. As to the issue of whether you will be allowed to keep your car...
Ex filing bankruptcy - What should I expect to happen?
Raffy's answer
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Answered on February 13, 2017
Unless your ex signed a reaffirmation agreement for the mortgage, he will be discharging his personal liability on the mortgage. The discharge...
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Can I pay the arrearage on my mortgage after receiving a Relieve From Automatic Stay and keep my Chapter 13 going?
Raffy's answer
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Answered on February 07, 2017
I agree with my colleagues that you need an attorney in this instance because there are facts and circumstances that will be deciding factors in...
Can I keep my car in chap 7 bankruptcy?
Raffy's answer
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Answered on February 06, 2017
Usually, if you are current on your car payments and you have full coverage insurance, you may keep your car by reaffirming the debt. This is an...