Do I have to pay what they want?

You're in a tough spot. Although they cannot make you pay $300 per month, they can sue you and attempt to collect the full amount at once. If you...

Should I sue a collection agency for third party disclosure

A debt collector who is unable to locate a consumer may ask a third party for the consumer's home address, telephone number, and place of...

Did the debt collector violate FDCPA and Rosenthal act?

The main issue here is whether or not a judgment on a personal injury claim is a debt under the Fair Debt Collection Practices Act. The FDCPA...

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Hi, i took the apt out for my ex. He got evicted & now i have $4600 in credit collections,all left on me to take care of.

If you owe the debt, you should try to reach a settlement agreement with the whomever has the account now (the apartment complex or the collection...

How do I get a collection agency to stop harrasing me after paying the ballance in full?

You shoud send letters, certified mail return receipt, to both the collection agency and to the original creditor with proof of payment. You...

There are mixed oppinions throughout the country on the issue of whether or not the language, "at this time no lawyer at this firm has personally...

Can they issue a warrant for arrest for a payday loan in Michigan?

It's a scam. No legitimate collection agency would make these kind of threats. You should ignore the calls, file a complaint at www.FTC.gov, and...

I agree with all of my colleagues. I'm familiar with CIR's practices and I know one of CIR's in-house attorneys. CIR will likely litigate this...

SBM ASSOCIATES LLC.

It's a scam. No legitimate collection agency would treat you like this. You should ignore the calls, file a complaint at www.FTC.gov, and ask your...

I'm recieving threatening phone calls stating that there will be a warrant for my arrest for an unpaid payday loan from 5 years

It's a scam. No legitimate collection agency will threaten you with a warrant. You should ignore the calls, file a complaint at www.FTC.gov, and...