Archived
Cosignor on car loan for my son. Bank charged off debt & sent to collection agency w/o notifying me. Do I have any recourse?
Michael's answer
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Answered on March 13, 2012
If you have received a notice from the collection agency, you should contact the collection agency to settle the debt. Negotiating with a...
Wrong Medical Billing. What can I do before they sent me to collection?
Michael's answer
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Answered on March 13, 2012
I would send something in writing to the doctor and to your insurance company explaining the situation. Make sure to mail the letter certified...
Archived
Debt on credit report, no signed contract , had lien on old property, incurring interest for 6 yrs, can I get it off my report?
Michael's answer
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Answered on March 13, 2012
To dispute credit report error, you should:
1. Get a free copy of your credit report...
Archived
How do I report and stop harassing creditors?
Michael's answer
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Answered on March 13, 2012
If you are dealing with a collection agency, as opposed to a first-party creditor, then Section 1692c(c) of the FDCPA addresses your concern. You...
Archived
Fair Debt Collection Violation?
Michael's answer
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Answered on March 13, 2012
Section 1692g of the FDCPA addresses validation of debts. When the law firm validated the debt in February of 2012, the law firm should have...
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