Payday loan refused payment

Be careful when dealing with payday loans. Often times, scam companies are associated with payday loans. Therefore, make sure you are actually...

Received Summons for Capital One Credit Card, Requested Debt Validation, did not satisfiy, can I request motion for dismisal?

The FDCPA only applies to third-party debt collectors. The FDCPA does not apply to first-party creditors, like Capital One. If your situation...

District Restitution Services Calling regarding Payday Loan taken in 2005

It's possible DRS is a scam. Do not give them any of your personal information until you find out if DRS is legitimate. Most of the scams I've...

Collection Attorneys

They may sue you, but it's cheaper, easier, and less time consuming if they keep you on the payment plan. Plus, if you've made timely payments for...

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Are there any California lawyers out there who want a FDCPA/Rosenthal Act case?

Yes, I'm interested. I'm admitted in IL and CA. I have settled over 1,500 FDCPA cases. Therefore, I know how to quickly handle these...

Is this the Imperial you are talking about? http://www.imperialrecovery.com/ If so, they are a repossession company. Have you received any...

How long does a debt buyer have to verify a debt? Midland Credit Mgt. Received my wifes request for verification in Feb,

Your question deals with section 1692g of the Fair Debt Collection Practices Act. One important section of the FDCPA is section 1692g, which deals...

You are correct that the FDCPA does not apply to origincal creditors. I would be suspicious of a company that is using spoofing technology, as...

A debt collector is trying to collect an 4 year old bill which I do not believe I owe.

If you do now owe the debt, send a letter, certified mail return receipt, to the collection agency disputing it. Include proof of payment and a...

How do I go about paying back a parent plus loan once its in collections and cant afford pymt plan they are offering?

You’re in a tough spot. If the Parent Plus Loan is a federal loan, then the collection agency may garnish your wages without filing a lawsuit and...