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Sandra Margaret Emerson

Real estate Attorney at Oak Park, IL

5.0   9 reviews

also known as Sandy Emerson

  • State Years
    Illinois - IL 25 years
    Georgia - GA 26 years
  • Licensed for 25 years
    State IL
    Acquired 1998
    Active and Authorized to Practice Law No misconduct found
  • Licensed for 26 years
    State GA
    Acquired 1997
    Inactive Member in Good Standing No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Sandra

Learn Sandra’s areas of practice.

Practice areas

At Emerson Law Firm, LLC, the preservation of your home and assets is our mission - and our passion! We are a consumer law firm that seeks to obtain real value for our clients through aggressive, thoughtful, and thorough representation. 

What makes our firm unique and effective?

  • We are knowledgeable about mortgage servicing.  In fact, our former of-counsel attorney (retired as of 12/31/18) was the general counsel for the nation's largest privately-held mortgage servicing company.   Mortgage servicers can and do make mistakes, and it happens more often than you would think. We can help clients find them -- and fight them. 
  • We understand debt collection.  Before becoming a consumer advocate, attorney Sandra Emerson collected debts for corporations.
  • We understand general principles of real estate law.  Attorney Emerson is a former real estate broker, and our firm has completed thousands of closings.
  • We are able to thoroughly evaluate clients for loss mitigation options, including loan modifications and workouts, deeds in lieu, consent foreclosures and short sales.
  • We are bankruptcy lawyers who can advise clients if and when it is appropriate to file for bankruptcy protection.  Contrary to popular belief, a bankruptcy does NOT mean you will automatically lose your home.  In fact, most of our bankruptcy clients keep their homes.  Bankruptcy can be a powerful strategic tool, not only from a financial planning perspective, but also when a foreclosure is involved 

Our attorneys are proud to have received training and ongoing support from famed bankruptcy attorney O. Max Gardner (pictured) regarding bankruptcy/bankruptcy litigation, mortgage servicing, mortgage foreclosure fraud and loan securization, as well as from other knowledgeable attorneys in Mr. Gardner's nationwide "Boot Camp Army."  

Photos and videos

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Emerson Law Firm, LLC
715 Lake Street
Suite 420
Oak Park, IL, 60301-1413


5.0 / 5.0
  9 customer reviews
5 Star
4 Star
3 Star
2 Star
1 Star
Posted by Fred | October 17, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Emerson Law Provides Superior Client Service
Concerning the practice of Real Estate, Sandy and Matt have exceeded my expectations. Whether circumstances have required relevant expertise of the evolving law or required negotiations, Emerson Law has consistently provided me with excellent service. I give Emerson my highest recommendation.
Posted by Laura | October 4, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Exceptional Attorney
Attorney Emerson and entire staff is nothing short of amazing. Very knowledgeable and willingly guided me through the closing on my new home. Over and above in helping me through the entire process. Quick to respond and provide me with everything I needed.
Posted by Alan | October 24, 2015
This review is from a person who hired this attorney.
| Hired Attorney
Forclosure defense
Sandra and her attorneys mounted a very strong foreclosure defense for me. She was relentless and detailed. So detailed that she uncovered factual errors that opposing counsel had presented to the judge as true facts. After politely sharing this fact with opposing counsel they quickly offered a settlement that we laughed at. This was followed by a more serious settlement which I am still amazed by. Sandra and her team are perhaps the very best at what they do. If your mortgage company is trying to make you pay for their mistakes then, you need Sandra Emerson.
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Posted by Ellen | September 13, 2011
If you're reading this, you need Sandra!
Sandra is handling 4 complicated foreclosure cases for me. I continue to be amazed at her ability to quickly analyze information and jump right to the pertinant issues. She quickly interprets and synthesizes elements of complex legal issues to develop an overall strategy for each particular case. Sandra is by far the best attorney with whom I have worked. She has demonstrated excellent legal skills in the managment of my cases for the best possible outcome in a timely fashion. Sandra keeps me well informed of legal proceedings and the status of my cases.
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Posted by anonymous | February 27, 2011
Highly recommended!
Ms. Emerson recently helped me through a bankruptcy. Having never done this before, I didn't know what to expect. She explained things very clearly to me. She was very efficient and always answered my questions in a timely, compassionate and professinal manner. Having her on my side to walk me through the process really put me at ease. I have since referred other people to her without hesitation. She is honest and has a genuine desire to help her clients.
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Posted by Mrs. PE | February 25, 2011
Great reliable attorney that keeps you well informed!
Sandra kept me informed with every step regarding my case. She kept me at ease by telling me what I should expect when going to court. I will definitely use her if I should need an attorney in the future.
Posted by Heidi | July 23, 2010
Highly recommend!
We used Sandy when we sold our home by owner. She's extremely knowledgeable and walked us through the enitre process. She draws from her own experiences as she has an extensive backround in this field of real estate law. Her advice was invaluable and I don't know how we could have done this process without her. She was uber easy to work with, easy to talk to and made the entire transition simple for us. We would use her again in a heartbeat. We definitely recommend her, she gets an A +++++++.
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Posted by Patty | July 19, 2010
A+ Attorney
I have obtained Sandy's services myself and as a Realtor I have referred her numerous times to my clients. I have only received positive feedback from my client's. She is very knowledgeable, hardworking and dependable. You will only have positive results with using Sandy's services!
Posted by David | July 5, 2010
I would definitely use Mrs. Emerson again!
I have used Mrs. Emerson for a number of real estate transactions and would recommend her to anyone. She is very knowledgeable, professional and is always willing to go the extra mile for her clients! I would use her again with no hesitation.
Response from Sandra Emerson November 4, 2015
Thank you so much for your feedback David. We appreciate your taking the time to leave such thoughtful comments and look forward to helping you in any way we can in the future.
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  • Hourly Rates $ 295-395 per hour
  • Retainer Sometimes
Payment methods
Cash, Check, Credit Card


AVVO RATING 10.0 (Superb)

Work Experience

  • Managing Member
  • Emerson Law Firm, LLC
  • 2000 - Present
  • Attorney
  • Oak Brook Law Firm
  • 1999 - 2000
  • Attorney
  • Fox & Grove, Chartered
  • 1998 - 1999
  • Judicial intern
  • Hon. Ruben Castillo, Northern District of Illinois
  • 1996 - 1996
View all work experience


  • Chicago-Kent College of Law Illinois Institute of Technology
  • JD - Juris Doctor
  • 1997
  • Augusta State University
  • BA - Bachelor of Arts
  • 1993
  • Max Gardner's Foreclosure Fraud & Mtg Securitization Boot Camp
  • Graduate
  • N/A
  • Max Gardner's Bankruptcy Boot Camp
  • Graduate
  • N/A
  • Max Gardner's Consumer Defense Academy - Reg X and Z Boot Camp
  • Graduate
  • N/A
View all education

Sample of Legal Cases

  • U.S. Home Ownership, LLC v. Ortiz, 12 CH 5727
  • Debt discharged and lien on home completely released
  • U.S. Bank v. Kosterman, 2015 IL. App. (1st) 133627 (2015)
  • Trial court reversed and remanded by Appellate Court, First District
  • $35,000 cash for keys on investment property; foreclosure dismissed
  • Foreclosure case dismissed/ $35000 cash for keys.
View all legal cases


  • Illinois Real Estate Lawyers Association
  • Member
  • 2022 - Present
  • Chicago Volunteer Legal Services
  • Vounteer attorney
  • 2011 - Present
  • Illinois State Bar Association
  • Member
  • 2010 - Present
  • IL Association of Foreclosure Defense & Consumer Protection Attorneys
  • Member
  • 2010 - Present
  • U.S. District Court, Central Dist. of Illinois
  • Admitted to practice
  • 1999 - Present
  • U.S. District Court, Northern Dist. of Illinois
  • Admitted to practice
  • 1998 - Present
  • National Association of Consumer Advocates
  • Member
  • 2012 - 2021
  • National Association of Consumer Bankruptcy Attorneys
  • Member
  • 2011 - 2021
  • Chicago Bar Association
  • Member
  • 1997 - 2001
View all associations

Languages Spoken

  • English

Honors and Awards

  • Leading Lawyer
  • Leading Lawyers Network
  • 2024
  • Honorable Mention
  • Smokeball Beacon Award for Outstanding Pro Bono Service
  • 2023
  • Top Attorneys in the Western Suburbs - Real Estate
  • West Suburban Living Magazine
  • 2018
  • Leading Lawyer
  • Leading Lawyers Network
  • 2018
  • Leading Lawyer
  • Leading Lawyers Network
  • 2017
  • AV Preeminent 5.0 out of 5 Peer Review Rated
  • Martindale-Hubbell
  • 2014
View all awards


Speaking Engagements

  • Zoom Webinar
  • Real Estate Transactions in Today's Market
  • 2020
  • Oak Park Senior Services Event
  • Buying, Selling & Investing in a Home
  • 2020
  • Illinois Continuing Legal Education program, AFDA
  • Avoiding Claims & Complaints in Foreclosure Cases
  • 2016
  • Oak Park Library Conference
  • Loss Mitigation Options for Underwater Condominiums
  • 2012
  • Featured guest on Chicagoland Cable TV's 'Legal Action" for a two-part television series on foreclosure
  • Foreclosure in Illinois
  • 2012
  • The ADA: What is It and How Can Our Company Comply?
  • The Americans with Disabilities Act
  • 1999
  • Sexual Harassment: Minimizing the Risk for Your Company
  • Sexual Harassment
  • 1999
View all speaking engagements

Attorney endorsements

Received (18)
Given (23)
Endorse Sandra
Residential real estate Attorney | Dec 04
Relationship: Opposing Counsel on matter
"Sandy is a true real estate profession and was great to work with! It is refreshing to work with someone on the other side who understands real estate to ensure a smooth and successful closing. I look forward to working with her again."
Foreclosure Attorney | Sep 12
Relationship: Worked together on matter
"Sandra Emerson is without a doubt one of the most knowledgeable foreclosure attorneys I have met. She's great at her job."
Foreclosure Attorney | Aug 27
Relationship: Fellow lawyer in community
"As a fellow member of the Association of Foreclosure Defense Attorneys, I know Sandra to be an extremely knowledgeable, professional, and ethical attorney. Sandra has been zealously assisting homeowners throughout the foreclosure crisis. I highly recommend Sandra."
Foreclosure Attorney | Apr 12
Relationship: Fellow lawyer in community
"Sandra is an experienced, knowledgeable and thorough attorney. From my encounters with her as a colleague in the legal profession, I know her to be a compassionate and zealous advocate for all her clients, especially in foreclosure defense and bankruptcy cases. I trust Sandra’s judgment and would certainly recommend her as a lawyer."
Foreclosure Attorney | Jul 27
Relationship: Worked for lawyer
"I heartily endorse this lawyer. I am "of counsel" to Sandra's firm. She screens her client prospects closely and accepts only those clients who have meritorious defenses and/or meritorious counter-claims and/or meritorious third-party claims. I agree with her view that being respected by the judges and being feared by opposing counsel are centrally important to obtaining the splendid results Sandra often obtains for her clients!"
Foreclosure Attorney | Apr 24
Relationship: Fellow lawyer in community
"Sandra Emerson is the attorney I most want to emulate! She has a tremendous grasp of both the law and procedure, she is a tenacious advocate for her clients in court, she has spot-on pleadings that capture salient arguments. I have known Sandra for more than two years and have never ceased being in awe of the depth and breadth of her knowledge."
Foreclosure Attorney | Jan 21
Relationship: Fellow lawyer in community
"I endorse Sandra Emerson. I have followed Sandra's work with respect to foreclosure defense with great interest because it encompass many complex issues. She is considered a leader among her peers and is among the best litigating Attorneys in Illinois and is a passionate advocate for homeowners. Great about creative ways to make sure the homeowners’ message gets a full and fair hearing by the Court. Very helpful in tutoring and mentoring attorneys trying to get a foothold in foreclosure defense or just fighting to get an understanding of how to handle a complex issue. If you are looking for an attorney that deeply cares about your plight, look no further. You are in good hands."
Foreclosure Attorney | Oct 04
Relationship: Fellow lawyer in community
"I have known Sandra for almost two years. In that time, I have attended multiple conferences, meetings, seminars and court hearings where she was present. I personally know her to be knowledgeable about foreclosure practice and compassionate with her clients. Her skills combined with her desire to serve the best interests of her clients makes her a fantastic consumer advocate."
Foreclosure Attorney | May 10
Relationship: Fellow lawyer in community
"I endorse this lawyer. Sandra delivers inspired defense for families in their true hour of need. Her dedication to providing aggressive defense of foreclosure actions is well known in our community. Sandra is an great resource to her clients and our legal community."
Foreclosure Attorney | Jan 18
Relationship: Fellow lawyer in community
"I would not hesitate to suggest that a client in need of an attorney to defend a mortgage foreclosure lawsuit use Ms. Emerson's services, as she has concentrated her practice in assisting clients in this area for over ten years."
Foreclosure Attorney | Jan 06
Relationship: Co-worker
"I have the unique pleasure of working with a delightfully pleasant and remarkably brilliant attorney in Ms. Emerson. Her knowledge of the mortgage foreclosure industry is genuinely astounding and her dedication to her clients is unrivaled. I emphatically endorse her work."
Foreclosure Attorney | Nov 02
Relationship: Fellow lawyer in community
"I have known Sandra Emerson for over ten years. Throughout this time I have observed her commitment to the legal interests of her clients. As a result, I have made numerous referrals to her, particularly in the area of mortgage foreclosure defense, an area in which she has great expertise."
Foreclosure Attorney | Sep 26
Relationship: Fellow lawyer in community
"As a fellow member of the Illinois Bar, I strongly recommend Sandra Emerson to any homeowner who may need help for a foreclosure related matter. I have consulted Ms. Emerson numerous times over the past several years and found her to be conscientious, thorough, persistent, very knowledgeable, and one of those rare attorneys who genuinely cares about achieving a good result for her client."
Foreclosure Attorney | Jun 12
Relationship: Fellow lawyer in community
"Sandra Emerson is an outstanding attorney. She has solid legal ethics and a strong compassion for her distressed homeowner clients. In the past, I have referred clients to Sandra. That’s one of the highest compliments an attorney can pay to another attorney. Few attorneys have competence in foreclosure defense and loan modification. Sandra is one of those few."
Foreclosure Attorney | Feb 19
Relationship: Worked together on matter
"I've worked with Sandra on several foreclosure cases and she has done an outstanding job for her clients at all stages of their cases. Sandra is very knowledgeable on foreclosure law and stays current on new developments in the area. I highly recommend her to clients facing foreclosure."
General practice Attorney | Oct 18
Relationship: Fellow lawyer in community
"Sandra Emerson is a very fine attorney that I have known for several years. Ms. Emerson takes a personal interest in all of her clients and provides superior legal services."
Real estate Attorney | Jul 21
Relationship: Fellow lawyer in community
"Sandra Margaret Emerson is an outstanding lawyer. She is smart and extremely competent in her areas of expertise. Sandra takes a genuine personal interest in her clients and their specific legal needs. She is someone you can truly trust to give you honest legal advice and excellent legal representation. I highly recommend her."
Real estate Attorney | Jul 07
Relationship: Fellow lawyer in community
"I endorse this lawyer's work. Sandra is a bright, hard worker with unquestioned character. I would endorse her as a qualified and excellent practitioner."
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