Archived
I filed chapter 7. I purchased a ring from a well know retail store. They sent me a reaffirmation letter. The problem is the....
Lynda's answer
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Answered on April 14, 2014
Do not reaffirm this debt!! Don't make any deals with them after the bankruptcy is filed either. Let them contact their lawyers. The lawyers...
Archived
If a judge grants a lien on the property can that lien be lifted with a bankruptcie judjement?
Lynda's answer
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Answered on April 14, 2014
A bankruptcy wipes out the underlying debt for credit card debt. If a lien had been filed against property it is possible to ask the Bankruptcy...
Archived
Can a creditor enter your homestead in Florida to gather up belongings to settle a debt?
Lynda's answer
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Answered on April 14, 2014
In Illinois a creditor cannot enter a home. I'm sure it's the same in Florida. I have never heard of it happening. Perhaps a Florida attorney on...
Archived
Can i sue my ex that was abusive with me for 10 months of unpaid rent?
Lynda's answer
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Answered on April 14, 2014
Unfortunately whether your ex was abusive or not will have no bearing on the issue of who is responsible for payment of the unpaid rent. If you...
Archived
If I filed bankruptcy on my portion of the debt on my old house that is being forclosed on, am I responsible for any debt?
Lynda's answer
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Answered on April 14, 2014
Since you listed the mortgage debt on your chapter 7 you do not owe anything to the mortgage company even though the property is now in...
Archived
My husband is trying to go after me to pay debts that are in his name such as car insurance a cell phone bill and a car loan.
Lynda's answer
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Answered on April 14, 2014
All the questions you asked can be resolved in divorce court. Just because your husband says you have to pay something doesn't make it so. Don't...
Archived
How long does a judgment creditor have to serve me paperwork about the case because I haven't received anything.
Lynda's answer
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Answered on April 14, 2014
In Illinois there is no law requiring the creditor to send a last letter to the debtor before garnishment. I am guessing it is the same for...
Archived
WHAT BANKRUPCY CHAPER I HAVE TO FILLING FOR?
Lynda's answer
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Answered on April 14, 2014
If you file a chapter 7 bankruptcy you won't have to make any payments to your creditors. A chapter 13 is a payment plan for people who have lots...
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Archived
ORDER ALLOWING EXAMINATION OF JUDGMENT DEBTOR - what can I do to stall or nullify this?
Lynda's answer
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Answered on April 13, 2014
I don't see why filing the chapter 7 means you necessarily lose the house. You can probably file the chapter 7 and still go through with a...
Archived
I am being sued for credit card debt. I have a PERS pension coming soon
Lynda's answer
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Answered on April 13, 2014
I believe the creditors will be able to garnish your bank account for your pension money. The creditor might be willing to settle even though a...
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