Archived
If you have a payday loan that is now in collection(third party). Can they serve you legal papers at your place of employment?
Lynda's answer
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Answered on April 15, 2014
It is perfectly legal to serve a summons at a person's place of employment. If the sheriff can't find you at home then your job becomes the next...
Archived
My business partner wrote and signed a $2500 check it was returned,i knew nothing about it for 14 years-- later
Lynda's answer
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Answered on April 15, 2014
Nobody can collect on a returned check from 14 years ago. But the underlying debt may still be owed if it is a debt to the government. Is it for...
Archived
Garnishment against small business account.
Lynda's answer
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Answered on April 15, 2014
I practice in Illinois and in our state the lawsuit against you would not affect your husband's separate accounts or wages. The creditor would not...
Late Status Marks on Credit Report During Chapter 7.
Kept Car But Did Not Reaffirm Debt (Joint Account)
Lynda's answer
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Answered on April 15, 2014
The late payments should not be reported on your credit report. Contact the credit reporting agencies to dispute their reports. Contact the...
Archived
Can a collection agency get a warrent for my arrest?
Lynda's answer
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Answered on April 15, 2014
A collection agency cannot put you in jail for the unpaid debt. However they can serve a Citation to Discover Assets under the case number of the...
Archived
I live in Kansas. what is the statute of limitations for a landlord trying to collect on a judgement 10 years ago?
Lynda's answer
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Answered on April 15, 2014
A statute of limitations refers to the time period allowed for a person to file a lawsuit. If the lawsuit hasn't been filed by that time the...
Archived
Discharged from chap 7 and surrendered house about 5 months ago. How long before the bank starts foreclosure??heard no word yet
Lynda's answer
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Answered on April 15, 2014
When you write that you surrendered the house does that mean that you already moved out? That's too bad because you could live there rent free for...
Archived
I went to renew my lic. on line rmv records said i owed a late fee of $40.00 from feb of 1992
they said i paid a fine late
Lynda's answer
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Answered on April 14, 2014
I know it may be galling to pay something you don't think you owe. But it is $40.00. Sometimes it is easier to just get it over with and out of...
Archived
Payday loan threat
Lynda's answer
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Answered on April 14, 2014
It looks like these payday collectors are threatening you with jail when they say they have a "warrant". You can't go to jail for a debt owed. So...
Archived
Can I be arrested and incarcerated for a judgment that was entered against me in 2005 for a financial debt?
Lynda's answer
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Answered on April 14, 2014
You can't be arrested or go to jail for owing money. You can be arrested for failing to comply with the court ordered subpoena. Your options are...
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