What can I do about amount of deficiency after repo?

You can file a second Chapter 7 if your previous Chapter 7 was 8 years ago. You will have to check the date of filing of your previous bankruptcy....

Since you didn't file a Motion to vacate the Default Judgment within the time period allotted you are out of court options. The Plaintiff can...

Is Bankruptcy an option if I am ordered to pay ex spouse's attorney fees and community property money if I lose my case?

Bankruptcy will not help you for your ex-spouse's attorney's fees. if awarded by the Court. You also will owe any money awarded to your Ex. ...

What happens when a creditor can not provide proof of the debt?

In most cases a garnishment can't take place unless a lawsuit was filed, the debtor was served a summons, a hearing took place and a Judgment was...

Possible 2nd chapter 13

Although you can file another chapter 13 I'm wondering if a plan would be approved. You have to have enough income after paying your current...

What does it mean "No 1099 will not issued nor will we pursue a deficiency judgment" in my mortgage debt settlement offer?

The debt can indeed be forgiven without being issued a 1099. Therefore you won't owe tax on the forgiven amount. And they won't be able to sue...

Is there a way my disabled mother can stave off the IRS from collecting taxes on a student loan that was forgiven by the bank?

I think your Mom can claim she is insolvent and file IRS form 982 with her taxes. If that doesn't work she could file a chapter 7 bankruptcy and...

Neal C. Tenen sent me a letter saying a owe 1200 for knowingly miss using coupons at my job. What should I do?

Google "Neal C. Tenen" and you will see this collection firm uses scare tactics to try to collect. Is $1,200. completely out of line from what you...

I need a lawyer to contact me. I've tried 3,and no calls back.

You just started calling on Tuesday and this is only Thursday so I wouldn't panic yet. Do you know for a fact these lawyers you called practice...

I have written a settlement offer letter to the lawyer representing the original creditor but no response. What can I do?

First you should call the lawyer to see if he has contacted his client regarding your offer. Sometimes lawyers get busy and they need a little...