Huge business debt. Do not want to file bankruptcy - what are my options?

I know you don't want to file a bankruptcy. But in this instance I think you should consider filing a chapter 7 to wipe out the debt completely. ...

Is my HOA's lawyer required to itemize legal fees they are charging me for? I thought they were required to itemize the costs.

The association's lawyer might be charging anywhere from $200.00 an hour to $450.00 an hour. The attorney not only charges for his phone calls...

I have a judgment against me that was filed in 2008 on an old bill from 2004.

The credit reporting agency is accurately reporting that the judgment has been paid. The important date is the date of the judgment, not the date...

Pay Day collectors are some of the worst scammers out there. I'm 99% sure you won't be charged with any type of fraud. Don't be taken in by their...

Can I, as a Landlord of a Real Estate, reject a rental application because the applicant went through a bankruptcy 2 years ago?

You are not discriminating if you reject an applicant because he filed a bankruptcy. However before you do so consider that the applicant has...

Can I make any changes to the credit card settlement agreement before I sign it?Concerned about amount and monthly payments.

Since the settlement agreement hasn't been signed or entered in Court you can change your mind and go to trial. I don't have enough information to...

Can my husband make a deal with a collections attorney without my permission

If your husband does not make payments pursuant to the agreement then the creditor might sue you. At that point you can fight it in court.

Following my Chapter 7 bankruptcy, what happens if i request for the second time a continuance for a hearing to set aside d j?

Mr. Rorex has given a good answer to your question. The only other thing I would add is that you should contact the opposing attorney, explain the...

Can a debt collector legally take money from the couples' joint bank account to satisfy one spouses sole credit card debt?

A creditor can garnish a joint account for a debt that solely belongs to one spouse. It would probably be a good idea to have separate accounts. ...

Where do I include my bank levy into my bankruptcy paperwork? Does it get included into schedule F?

You may have several debts that are not listed on your credit report. You should list them on your Schedule F. So you should definitely list the...