I just received a summons at the door. What are my options?

Your question doesn't have enough details. What is the debt amount? Do you dispute the amount? When did you last pay on this debt? Is there a...

A colleague refuses to repay loan of $5700 he owes me since 2011 I have a notarized promissory note will that be of any help?

Yes you can sue your colleague for the balance owed. A notarized promissory note is definitely a good enough legal document. You will not able to...

What happens if a loan company gets a judgment against me?

The creditor cannot take what you don't have. So don't worry about the creditor coming into your home. They probably don't want those items...

Selected as the best answer

My husband signed up a student loan application for his nephew few years ago. His nephew has a job now , but not always

The employment status of your nephew has no bearing on your husband's obligation as a co-signer on the loan. His credit wasn't good enough to...

Will I lose everything if I file for bankruptcy?

Most people who file bankruptcy do not have to lose any assets. Every state determines what assets a debtor is allowed to keep. This is called...

Only Chase will be able to tell you whether you can open a new checking account. Every creditor has different criteria for determining whether to...

My husband & I are both disabled. We filed CH 13 & have already begun making pymnts. The problem is they based the pymnt

You will never be thrown in jail for failing to pay a debt! If you don't make your payments the chapter 13 will eventually be dismissed. This...

How can I get a bankruptcy when I have very little Income, how can I get the help I need

The range of fees that attorney's charge for basically the same service is quite amazing. You will probably be able to find one who charges a...

Can I still be sued?

I believe that private student loans are being treated in the same manner as government student loans at the current time. Proposed legislation to...

Are debt collectors allowed to make threats regarding process serving and judgements ?

This does not sound like a violation of FDCPA to me. They aren't threatening to throw you in jail or to file fraud charges in criminal court. ...