My Chap 7 was discharged in 2012. Can I walk away from my 30% devalued house w/ heavy mortgage that needs many costly repairs?

If you did not reaffirm the mortgage you will be able to walk away from that debt. You could stay in the house without paying the mortgage through...

Can spouse in Virginia have an agreement signed by both parties to protect them from partner's debts and potential bankruptcy?

It is possible to make a postnuptial agreement between the parties regarding division of debts. The agreement should contain a "hold harmless"...

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Can I add a debt post 341? Will this effect d/c? my pending discharge ?

It doesn't matter whether you listed the credit card company on your bankruptcy or whether your payments were timely in determining whether you can...

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Small business owner sued by vendor for money owed did admit to owing money and reached out and mailed plaintiffs lawyer money

It is absolutely still possible to settle out of court. If the parties can reach an agreement and the money is paid the plaintiff will dismiss the...

My mortgage was modified before transfer to M&T, who held payments in suspense for 3 months. Now reporting full payments late.

First try filing a dispute with each of the 3 big reporting agencies: Equifax, Experian and Transunion. Do your disputes in writing and send them...

Son hospital bill from being beat up at school said they will pay how do I go about collecting it when bill comes in

Send a copy of the bill and receipt to the school along with a letter explaining the circumstances and the promises made. Call the school to find...

Getting divorced and she has credit card debt...will that effect my equity in the house?

This question is in the bankruptcy forum and should probably be in the divorce forum. There are many issues that could affect the division of...

I filed a wrongful termination law suit before filing for bankruptcy. I was awarded 35,000 dollars and may lawyer received 40%.I

You get to keep your exempt assets. So if your lawyer properly exempted $20,000. for your settlement you get to keep it. The trustee does not...

What happens when you get summoned to a pretrial for a debt?

In a court setting, If you can't make the agreed payments the attorney will have the option to garnish your wages or bank account. Any conditions...

Account was seized

While you are trying to get your account unfrozen you can certainly open another bank account to pay your bills.