Archived
Should I put money on my phone and send him a letter an tell him or can I put money on his books what do I need to do for him
Lynda's answer
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Answered on August 31, 2014
This question found it way to debt collection. I will try to reroute it to criminal law since parole and jail are mentioned in the question.
Archived
Filing Bankruptcy on My House Only
Lynda's answer
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Answered on August 31, 2014
When you file a bankruptcy you must list every debt. Whether you choose to pay back any creditor after a bankruptcy is up to you I don't believe...
Archived
$125k in credit card and $39k in timeshare debt. Trying to figure out if Ch 7 or 13 is right for me?
Lynda's answer
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Answered on August 31, 2014
You still have not given us enough information to guide you toward a chapter 7 or chapter 13. There are many pieces to the puzzle, not just income...
Archived
In a bankruptcy filing, where can I find the correct mailing address for the mailing address on the bill or demand for payment?
Lynda's answer
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Answered on August 31, 2014
When I file a bankruptcy I like to include as many addresses as I can even if there are multiple addresses for the same creditor. Some creditors...
Archived
Does A Customer To A Lawyer Do All The Paper Work For Chapter 7.
Lynda's answer
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Answered on August 30, 2014
The lawyer is not going to get addresses and balances. That is busy work which is the debtor's job. Just about everything you need is on your...
Should I file for Bankruptcy over a single debt?
Lynda's answer
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Answered on August 30, 2014
You should not file a bankruptcy for a $3,000. debt. Remember you can only file once every 8 years. The attorney fees and court costs of filing...
Archived
Can your check be completely garnished?
Lynda's answer
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Answered on August 30, 2014
Your paycheck and your bank account are separate so they can both be garnished by the same creditor or different creditors. There is a maximum...
Archived
Chapter 7 Discharged 3 years ago and mortgage was not reaffirmed can I sell after not making payment for 3 years?
Lynda's answer
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Answered on August 29, 2014
I think you could contact both mortgage companies and arrange a deal with them to drop additional interest and penalties. Getting their money back...
Archived
Nearly 10 year old debt and calls for payment
Lynda's answer
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Answered on August 29, 2014
My vote is with sending a letter, certified mail-return receipt requested. The letter could say that you filed a chapter 7 bankruptcy on XX date...
Archived
I co-signed for a home loan years ago with 3 other people. They all filed bankruptcy am I responsible for repayment?
Lynda's answer
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Answered on August 28, 2014
Simply signing your name has consequences far beyond what you ever imagined. When you signed the note you became responsible for the entire debt -...
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