Bankruptcy - Chapter 7 property: no legal responsibility but financially responsible according to bank??? HELP PLEASE.

Since you filed a chapter 7 and listed the mortgage you are NOT financially responsible for the debt. It doesn't matter whether your ex-fiance...

Is the electric company required to have a court order before placing a past due bill into collection

The electric company doesn't have to have a court order before placing a past due bill into collection. But it does need a court order to get a...

Can I file for chapter 13 two years after I filled chapter 7 bankruptcy?

You can't discharge debts in your chapter 13 unless it is 4 years past the chapter 7. Being able to strip a lien depends on whether your house is...

I just had my state tax return taken by the treasure dept in calif. I called and they said its a collection for library books

The money from your tax return is gone. Perhaps you could speak to someone else at the creditor's office. Offer a lump sum payment for less than...

We rent a space for our business. We had to claim chap13 and now

You don't just call the sheriff and change locks. He has to give notice, file a lawsuit, win the lawsuit, wait the amount of time the Judge gives...

Can I be sued in court by discharged debtor 3 years after receiving discharge?

If you reaffirmed the debt in your bankruptcy then you could be sued if you didn't make the agreed upon payments. So check your paperwork or with...

It would be a dream scenario if you could write "Paid in full" and just send a check for whatever amount you wanted to settle for. In our real...

Due to divorce, I am left with debt, I have excellent credit, should I consider credit counseling, bankruptcy or loan from 401K?

Absolutely you should go over your options with a bankruptcy attorney. Since the consultation will be free you have nothing to lose. A good...

I had a chap 13 bk that was discharged in 2001. I see a debt that was discharged had activity in 2004.

I think the original case was put in limbo when you filed your bankruptcy and the subsequent actions were made to finally get it off the Judge's...

I M THINKING FILING BANKRUPTCY BUT 3-4YRS AGO I MAY HAVE PUT DOWN I MADE MORE IN A YEAR THEN I DID I HAVE ALWAYS BEEN ON TIME

The amount of income you may have made 3 or 4 years ago has no bearing on your ability to file a bankruptcy today. It is not something that will...