You just might be one of the few people who qualify to discharge your student loan debt. The standard is "undue hardship". If you can't work and...

The third party creditor doesn't care about fault when a debt is not paid. They just want the money. They have accurately reported to the credit...

Can a credit collector seize my bank account without even sending me any info in the mail and has only contacted me twice?

A credit collector cannot just seize a bank account unless there is a Judgment. A judgment cannot be gotten unless there is a lawsuit filed and...

I owe money to the MA Department of Revenue. I have been unemployed because I moved out of state. What can I do with no income?

The MA Dept. of Revenue can file a lawsuit and get a judgment. Right now with no property and no income they won't be able to collect on it. The...

Bankruptcy 2009/foreclosure 2014

I'm sure you do not have to pay the tax because of the bankruptcy. There is an IRS form that you have to submit where you only have to check the...

Paying on a deceased persons debit?

Generally children are not liable for their parents' debts no matter what the credit card company or collection agency says. If the child is a...

If I was to declare bankruptcy, would I be able to keep my house and vehicles?

Even though Bankruptcy is Federal, Missouri uses state law to determine how much property you are allowed to keep. It's called "Exemptions". In...

What options do I have when filing an answer to a civil action summons? Should I file bankruptcy to stop garnishment?

The cost of a bankruptcy is more than the debt. So you have to ask yourself "What other debt do I have to justify filing a bankruptcy?" If the...

How can I prepare for bankruptcy?

You should contact a few attorneys in your area and get a consultation. AVVO is a great place to start looking. Many bankruptcy attorneys do not...

Can they arrest you for credit card debt?

You will not be arrested and you will not be going to jail. There is no Debtor's Prison!! Perhaps you can hire an attorney in the state where...