At a debtor's exam you will have to provide your social security number. Don't be so sure you can't file a bankruptcy. The fact that the judgment...

I need a chapter 13 refile

Yes you can refile a Chapter 13. It's done all the time. Contact your attorney to restart the process or see a new attorney soon.

A reaffirmation for a car is not frowned upon like it would be for a house. Just know that a reaffirmation agreement protects the creditor - not...

I am filing for bankruptcy and I am married. I do not want to encumber my wife so is it best to state that we are separated?

Many times only one spouse files bankruptcy even though the parties live together. You do not have to list your address as separate from hers. ...

Of credit card debt

Even if you change your phone number and move the debt collector will probably find you eventually. Another problem is that the debt will remain...

I lost a house in Bankruptcy in 2003. I have gotten a summons to court about the house. What do I do?

Did you file a bankruptcy in 2003? Or did you lose your house(s) in foreclosure actions in 2003? If you filed a chapter 7 bankruptcy in 2003 and...

I am thinking about bankruptcy

When you file a Chapter 7 you don't make monthly payments to a Trustee and the lawyer's fees are MUCH less. But not every case qualifies for a...

Sorry for the miss understanding.

I'm not sure what you are asking. When a case is dismissed you are back to square one and still owe all your debts. When debts are discharged...

I am trying to vacate a judgement I found out about as my bank account was frozen. What should I do?

Your motion should be to vacate the Judgment and quash the service of summons. If the judgment is vacated then presumably the Judge will not enter...

Supposed to file joint bankruptcy with spouse and now I don't want to. What are the consequences to me?

If your husband files a bankruptcy then creditors will be looking to you for payment of joint debt and debt that is solely in your name. Some day...