Archived
I filed chapter 7 bk it was discharged dec.29,2011.I'm surrendering a 55 in. tv that couldn't be discharged.
Steven's answer
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Answered on March 20, 2012
Was an Adversary filed in this case? That what would be necessary to determine that a certain debt is not dischargeable. If you must surrender...
Archived
Does land used as collateral go with foreclosure?
Steven's answer
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Answered on March 20, 2012
In order to foreclose on property, the action must be taken in the county (district) where the property is located. So, the Washington State...
Archived
Do I need to amend my paperwork in chapter 7 if I originally put a secured debt under my unsecured debt?
Steven's answer
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Answered on March 20, 2012
Not necessarily. The main purpose of listing your creditors is to make sure they receive notice of your filing - that happened in this case. You...
Archived
If i owe child support and my wages were being garnished, will they take my tax refund?
Steven's answer
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Answered on March 15, 2012
If there is still a balance owing, the answer is yes. Until you are current with your child support, you can expect your wages to be garnished and...
Archived
If i owe child support and my wages were being garnished, will they take my tax refund?
Steven's answer
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Answered on March 15, 2012
If there is still a balance owing, the answer is yes. Until you are current with your child support, you can expect your wages to be garnished and...
Archived
Are there ever any exemptions or reductions in the amount of money an individual owes the IRS after filing their taxes?
Steven's answer
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Answered on March 15, 2012
This is a common problem for recent 1099 employees. In addition to owing money on your income, you will also be hit with a self employment tax. ...
Archived
How do I go about trying to reduce my principal on my mortgage w/o filing chapter 7/13?
Steven's answer
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Answered on March 14, 2012
Principle reduction is the holy grail of home loan modifications. They exist, but are rare. You mention you have two loans, but don't provide any...
Archived
In chapter 13 to get discovery from motgage lender for proof of claim should I file motion for documents & depositions ?
Steven's answer
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Answered on March 14, 2012
In order to get the information you are after you must first file an objection to the mortgage company's claim. An objection in this situation may...
Quitting job and moving abroad before filing bankruptcy?
Steven's answer
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Answered on March 14, 2012
Generally, the purpose of your financial woes are not an issue. However, if you are capable of paying your creditors and just decide that you...
Archived
Will the automatic stay in Ch 13 prevent a child from being forced to withdraw from college 7 weeks before the end of 2nd sem
Steven's answer
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Answered on March 14, 2012
This is a difficult question, and is probably determined by the case law in your jurisdiction. In our district (Northern District of Illinois) I...
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