I have not made a house payment in over a year, cause of a chapter 7 bankruptcy.

A Chapter 7 Discharge does not prevent your mortgage company from accepting payments from you - it only prevents them from seeking a deficiency...

Protecting Tenants at Foreclosure Act of 2009 - Lease clause providing termination upon sale??

A contract (your lease) is referred to as the "law of the deal." Parties can place just about any provision in a contract that they like. So, if...

Where can I find a good honest home foreclosure lawyer?

Right here on Avvo! Speak to a number of attorneys and then choose the one who is most experienced and that you are comfortable with. After all,...

If you owed the hospital for services and didn't pay, there isn't much you can do. Many states allow creditors to levy tax refunds as a collection...

If my ex got a tax lien put on my bank account for failure to pay his tax debt per our divorce decree what can I do?

Orders contained in a Divorce Decree are not optional. The Judge placed those items in the Order for a reason and most every Judge takes these...

Income all from VA Disability, Do I still have to file a tax return?

Generally, if you have income, you should file a tax return, even if you make less than the minimum. I hope this helps. Respectfully, Steven...

UW not discharging short-term loan

If this debt is for tuition, but not for a loan - the debt does not fall into the "student loan" category and is dischargeable in bankruptcy. ...

Do you know of the conversion rate from a chapter 13 to chapter 7 in the first or second year?

I have to agree with my colleagues. You may want to share that information once you complete your research. I hope this...

If your bankruptcy case was determined to be a "No Asset" case (meaning there were no assets to distribute to creditors) all dischargeable debts...

I signed a reaffirm with my car lender in my chapter 7 bankruptcy. Can I cancel it?

Your Statement of Intentions is just that, your intentions at the time you filed. It does not obligate you to reaffirm any debt. If the...