If the credit card was in your name AND the business was a co-borrower, the company is collecting from the business rather than from you. Your...

Our mortgage was discharged in bankruptcy and we are short selling the house. The mortgage co. is asking financial statement,

Mortgage companies have a process and procedure that must be followed by the staff. They have a list of documents that must be obtained before...

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I filed chapter 7 bankruptcy in oct, 2005 and it was not reaffirmed. can they list us as a foreclosure now?

There are other options outside of foreclosure. For example you may be able to agree with the mortgage company for a Deed-in-Lieu of Foreclosure,...

Vacating a home in foreclosure

Your Chapter 7 Discharged you from the obligation to pay certain debts - It did not change the ownership of your home, even if you included the...

How do I determine whether to file for bankruptcy under Chapter 7, or Chapter 13?

Generally, Chapter 13 is used to protect assets - like a house mortgage in arrears or a car loan you are behind on. If you can file a Chapter 7,...

My husband filed for chapter 13 bankruptcy he is recovering from a coma his case was dismissed. What do I do next as his wife

If you have an interest in the house, you may be able to file and propose a plan to save your home. Also, if the Dismissal Order was docketed...

Can they arrest me for a debt?

The answer is no. Owing money to a creditor is not a crime. Some collectors use this ruse to get people to pay an outstanding debt. This type of...

IRS Abatement for tax penalty for failing to file F 940 for several years.

Generally, if there has been a failure to file, there is a reason why the paperwork was not filed. That reason may be found to be reasonable...

I'm being sued for foreclosure on my x husbands home. He kept the house in the divorce, so can I be held responsilble?

Unfortunately, if your name is on the promissory note you are exposed to a possible judgment against you. The only way to get you off the loan on...

What are arrears on mortgage in Ch 13 if I filed Ch 7 and received a discharge last year?

Your Chapter 7 discharge will have zero effect on the amount of money you must pay the mortgage company in a house-saving Chapter 13, absent the...