How many years old does a bill have to be before the bill collectors will leave you alone, and can not collect on it

Stop paying them. Small payments do nothing to reduce the balance and only serve to restart the statute of limitations. They can only legally...

In Washington state, the statute of limitations for debt is 6 years. Does this mean they can't collect from me after 6 years?

It's illegal under Fair Debt Collection Practices Act for them to collect or sue on a debt with an expired SoL. That doesn't stop them from doing...

Hello, I will likely file for bankruptcy in AZ, could I lose my car? Can my 1099 wages be garnished by creditors if I don't file

You should be able to keep the car. Credit card debt will be in collections for years before it is actually sued upon.

Global collections called my sister and said there going to put me in jail for not paying a debt and they need to know where Iam

If that was a real debt collector they have committed multiple FDCPA violations. You should contact a local consumer protection attorney to look...

Before I file for Bankruptcy, should I call each creditor and see if they will accept 0%, reduced and deferred payments?

No, it won't have any effect on your bankruptcy, but I really doubt that you are going to get even one of your creditors to agree to such a plan...

Lease Expired - Tenant filed Ch 7

No. The time period is measured from file date to file date, and even if he/she filed early the stay would still be in effect. It's not clear...

Wages will be garnished because someone used my identity to secure 3 different loans.

Contact a local consumer protection attorney. You should be able to get the judgments vacated and you may very well have a Fair Debt Collection...

How do I collect money owed in a divorce?

Yes, it will cost money to get a judgement against him, but those costs can be added to the judgment. If the amount is less than $10k you can take...

Selected as the best answer

Up to you. If they want proof of your income as part of a settlement agreement or payment plan that is between you and the collector. Keep in mind...

Can I keep the proceeds from an automobile claim after discharge from Chapter 7

I think that was the same storm that cracked the windshield on my car. If you received your discharge several weeks ago, then by my reckoning that...