Is it illegal to tell a debt collector you are someone you are not?

If they were talking to you about your brother's debt without his express consent, he may have had a really good claim against them for privacy and...

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I just got check and I see garnish on there,how do I find out who done it?

Contact your payroll department or go down to the courthouse to look up the judgment.

What is the statute of limitations on a debt from a college?

I believe the SoL for debt in in MS is 3 years, however that are certain things that suspend or restart the running of that period. I would...

Signed employement contract when came to US ( 90 day notice or $10K ). Left and, Got collection notice. what are my options ?

You should have an attorney review that contract. I am not all that familiar with employment contracts but $10k for failing to give notice seems a...

Collections agency won't leave me alone. Can I work with original cc company or do I have to work with collection agency?

Generally, credit card debt is sold off after default. This works to your advantage because debt is sold for pennies on the dollar so the debt...

Is it better to do debt consolidation or bankruptcy ???

If your debts are unsustainable then you should file bankruptcy. There is really no such thing as debt consolidation as no one is going to give you...

I ask a question about a payday loan that i did not apply for or received.

There is a fake debt collector scam going around involving payday loans. Here is a FTC advisory about it:...

In New Jersey...Can a credit card company garnish a bank account?

Yes, a debtor always has the option of resolving the matter before garnishment, but a creditor is not obligated to reach out to them to do so. I'm...

Does a NH court have authority against a VT resident by a CA credit card company the has filed a lawsuit against me?

For consumer debt under the Fair Debt Collection Practices Act, you can only be sued in the jurisdiction in which you reside or the jurisdiction in...

What kind of lawsuit is this?

As mentioned before, the deadline to answer the complaint runs from the date of service. It is not uncommon for there be a delay from the time of...