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I was recently a defendent in a lawsuit regarding the collection of a past due account for my daughter's braces. This debt was
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Answered on August 06, 2013
Yes, and you should be able to win easily. If the debt existed more than 10 years ago there was a good chance the statute of limitations had...
Archived
What action do I need to take in order to try to collect on a $30000 promissory note that has not been repaid?
Maxim's answer
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Answered on August 06, 2013
I would talk to a local creditor's attorney to evaluate your case. The first step is getting a judgment, but that's the easy part. Actually...
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Archived
Which is a better option Chapter 7 or Chapter 13?
Maxim's answer
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Answered on August 05, 2013
You've had two 13s fail on you and you want to know if the third time will be a charm? What has changed in your circumstances that would make you...
Archived
Debt collection scam, do we need a lawyer?
Maxim's answer
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Answered on August 05, 2013
Yes, this certainly sounds like a scam. Unfortunately, people who attempt to commit this type of fraud are not easy to find. Naturally, if you are...
Can the BAH I receive from my GI Bill be garnished for past debt to the government?
Maxim's answer
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Answered on August 05, 2013
I would recommend contacting VA benefits administration. The government is a sort of "super creditor" that has all sort of collection remedies....
Archived
What is the procedure to file a charging order against a LLC? I'm trying to collect on a court judgment.
Maxim's answer
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Answered on August 05, 2013
1) Ask a local business collections attorney out to lunch.
2) Make pleasant conversation.
3) Ask "by the way, I was wondering if I could get...
Archived
My roommates and I got evicted leaving us with a 9000 dollar debt however it got sent to collection
Maxim's answer
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Answered on August 05, 2013
Residential lease agreements typically hold the tenants as jointly and severally liable, meaning they can go after all of you or just one of you...
Can I legally close my bank account if a collection agency is threatening a lawsuit? Does that allow me to avoid a future levy?
Maxim's answer
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Answered on August 05, 2013
A debt collector cannot take you to court unless they own the debt. To imply that they could is likely a violation of the Fair Debt Collection...
Archived
Brother borrowed money in the amount of $70,000 in cash in 1995, has promisory note. Can we still collect the money?
Maxim's answer
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Answered on August 05, 2013
The statute of limitations in NJ is 6 years for this type of action. Unless there was something that paused or restarted the running of the SoL...
Archived
I have a private student loan which is in default. Can the collection agency garnish my sons SSI and state IHSS for his care?
Maxim's answer
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Answered on August 05, 2013
No, a private student loan lender has no more remedies than any other private creditor and SSI funds, as well as other forms of public assistance,...
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