Archived
Can a debt collector garnish my wages for an old 2007 student loan? They're using the name United States Department of Ed.
Maxim's answer
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Answered on August 29, 2013
If the loan was never consolidated under Direct Loans, the US Dept. Ed. loan division, you may consolidate the loan out of default and into one of...
Archived
My husband and I filed a Chapter 7 and now have a foreclosure notice for a property that was included.Do we need to respond?
Maxim's answer
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Answered on August 29, 2013
You should really ask your attorney about this. If you don't have an attorney this is one of the many reasons why you should. No, you don't not...
Archived
Collection Complaint filed 7-13-13 What constitutes proof this is my debt? If Court rules to pay, what should I offer?
Maxim's answer
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Answered on August 28, 2013
If you don't answer the complaint they won't need any proof. Generally a debt is proven by a copy of the original agreement, but sometimes it can...
Archived
What's Minnesota's statute of limitations on a debt more than six years old on which payments were made from about '09-'10?
Maxim's answer
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Answered on August 27, 2013
You need to work with Dakota County with this. I am not aware of any statutory limitations on public assistance over payments and they are not...
Archived
Can I go after my husband for medical bills & bad debt ?
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Answered on August 26, 2013
Do you know where your husband is? Does he have any money? If the answer is no and no, a judgment against him is not going to do you a lot of good....
Archived
Wanted to know what recourse we have in a civil suit we won where we have not received the judgment?
Maxim's answer
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Answered on August 26, 2013
My guess is that if your attorney was awarded $100k in fees and she said it wasn't worth trying to collect the judgment, then it probably isn't...
Archived
I have previously stated that I was being called constantly by a lady named Beth from Walters and Associates from somewhere in
Maxim's answer
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Answered on August 23, 2013
That's because it's probably a scam. Stop talking to her.
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
Archived
My wife had a car that was total and the bank continues to try to collect the balance she has completed a form and filed
Maxim's answer
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Answered on August 23, 2013
Regardless of the condition of the car, you owe the bank the remaining balance on the loan. It doesn't just go away because the car is wrecked and...
Archived
What is the likelihood that charged off credit will be sold to another collection agency after a dismissal without prejudice?
Maxim's answer
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Answered on August 23, 2013
The verification requirement comes from the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692g. It does not say that they have 30 days to...
Archived
This question is in regards to a wrongful garnishment case that I won.
Maxim's answer
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Answered on August 22, 2013
You should ask your attorney to explain his fees. None of us are in a position to explain someone else's fee structure. In any case, the opposing...
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