Can I file a chapter 7 or chapter 13 after a divorce when we had filed a chapter 7 in 2009?

No, you cannot file another chapter 7 case until 8 years has passed from the date of filing of your last chapter 7 case in 2009. You can however...

How would my student loan debt affect my fiancé when we marry?

No, your debts are your debts unless he assumes the debt or re-finances the debt with you. And No, his credit rating is not affected by your...

Everything you have described can probably be fixed through amending your schedules. You can retain a new attorney to do this or ask your present...

I may have the treasury/USDA coming after me for a home I lost in the recession. Do not know what to do.

If you live paycheck to paycheck you should consider filing a Chapter 7 Bankruptcy to discharge your liability to the USDA.

Reaffirming a home loan after the Bankruptcy has gone through.

The Bankruptcy Judge's in the District of Minnesota are not too keen on allowing a Reaffirmation Agreement to be filed after the case is...

Yes, an inheritance is not exempt from the reach of creditors.

In MN - is Use Tax debt from 2002 dischargeable in Ch 7?

Yes, I assume that you personally guaranteed the debt and that the S-Corporation does not have any remaining assets.

I filed bankruptcy in May of 2003, I included my mobile home in it, am I obligated to pay the loan off in full if I sell it?

Yes, you have to satisfy the secured lien on the mobile home to sell it. If you can't sell it, you can surrender the mobile home to the lender and...

Selected as the best answer

Minnesota RE: Ch 7 means test: do grants received count as previous 6 months income? Federal loans?

No, grants are not income and neither are student loans. There is a wild card exemption under Federal exemptions to protect the $3,500.00 in your...

Selected as the best answer

It may be possible to modify your current Ch. 13 plan. Your mortgage company can demand fees and costs for any foreclosure sale that was pending...