Do we need a lawyer and which will be best for us 13 or 7? Also what is the average lawyer fees for a 13 or a 7? thank you

A Chapter 13 Bankruptcy would be your best bet for back taxes and mortgage arrears. The idea is to consolidate your debt and obtain a lower...

Being sued by unemployment after filing for bankruptcy.

Yes, they will take payments. I've helped my clients do the same thing. Ask your lawyer to call their attorney and set up payments.

Bankruptcy questions

You have to disclose the Trust account funds that you received a month ago as the funds are an asset of your bankruptcy estate. If you fail to...

I got a judgement against me on a loan for 1200, the judgement was 1400, they are scheduled to take garnmishment

A Bankruptcy filing would stop any wage garnishment. Before you consider that option, you should review the exemptions list that was provided to...

Legally Speaking: Who Gets the Engagement Ring and wedding ring if the spouse filed a divorce?

That depends! Case law goes both ways on this issue if one party demands return of an engagement ring if the marriage is not followed through. If...

Bankruptcy before divorce or after? MN

In your circumstances it may make sense to file before since you agree that bankruptcy is beneficial for both of you. Oftentimes, one or other...

We took out a second mortgage, home "fix-up fund loan " on 8/8/2007. home was lost due to foreclosure in 2010

Remember if you "settle" your debt with the 2nd Mortgage company you will owe income taxes on the balance of the debt that is forgiven. You need...

Can I stop a judgement foreclosure if I was denied making payments on the judgement and I could not get a loan

No, but you may be able to file a Chapter 13 Bankruptcy if this is a mortgage loan. A Chapter 13 Bankruptcy is a payment plan where you can get...

No, not your own credit card as this would be fraudulent to use a credit card that you intend to discharge in your Chapter 7 Bankruptcy. You can...

Have not filed taxes in 25 years but always received refunds before that. Can they owe me and if so can I still get in trouble?

You could have refunds due you for the past three (3) years, but if you had refunds for the other 22 years you would not receive them as they only...