How should I handle my wage garnishment, bankruptcy or pay off?

Of more concern than the judgment is the fact that you are not taking any taxes out of your paycheck. Tax debt is generally not dischargeable in...

Chapter 7: 1 atty here spoke of case in CA where homeowner sued by mtg co. b/c indicated intent to reaffirm but did not. TRUE??

Generally, unless you reaffirm an obligation such as a mortgage you are no responsible for payment of any deficiency balance. I have never heard...

Do I need a lawyer to get results about money owed to me, when the divorce decree orders that, and nothing has been done?

The 401(k) division is generally done by drafting a QDRO (Qualfied Domestic Relations Order) that is then signed by a Judge and served on the...

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My ex-wife and I filed bankruptcy in'04. Our student loans were consolidated and placed under her name. They now are in fore-

Your fiancee may want to have her own individual bank account(s). Any joint bank accounts with your name on them are at risk of bank levy for any...

Is it true that a new law makes discharging a second mortgage in chapter 7 possible. My friend says yes. I say no,

Your lawyer is correct about lien stripping being allowed in chapter 13 cases in some jurisdictions. I am not aware of any new legislation allowing...

If I have already filed chapter 13 and I have been making monthly payments for 3 years can I change my filing status to chap 7?

No, you cannot "convert" your case to a Ch. 7 case because the date of filing of your Ch. 13 case is used to determine the time limit to file a new...