Archived
My mom has a judgement against a previous renter in Calif and does not know where she works now. How can she find her employer?
Michael's answer
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Answered on March 04, 2014
Other than the generic people-search types of websites, there are no agencies or databases for general public use that provides that kind of...
Archived
I have two separate student loans. Is it possible to negotiate a lower payment for a lump sum payoff?
Michael's answer
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Answered on March 04, 2014
It would be a total waste of time to hire any attorney here. You can certainly try to negotiate a lump sum payout, but I'll bet they won't reduce...
Archived
Are the sellers responsible for replacing the heat pump that was stolen while the property was under contract?
Michael's answer
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Answered on March 04, 2014
Generally, if the transaction hasn't yet closed, and the item in question was supposed to be part of the transaction, then the seller assumes...
Archived
How do I deal w/ Agency misrep'd orig. fine, didn't process CC pmt&send rct., adds unID'd fees sans notice, charges for pmt?
Michael's answer
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Answered on March 04, 2014
To be honest, your post makes no sense - you'll need to resubmit it without all the abbreviations and shorthand.
Archived
My brother filed bankruptcy and didn't list all his assets (life estate). Can they take the house?
Michael's answer
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Answered on March 04, 2014
Yes. He needs to immediately amend his bankruptcy petition to try to include it, but be prepared for the trustee to object. This is a huge...
Archived
I filed bk chapter 7 back in August of 2013. This is in regards to school loans
Michael's answer
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Answered on March 04, 2014
If I understand your post correctly, you are asking whether or not a refund from a student loan can be taken by the trustee in a Chap. 7 case. ...
Archived
Can I stop a garnishment that cleans out my bank accounts?
Michael's answer
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Answered on March 04, 2014
The truth is that your inability to pay your bills is irrelevant to whether or not a bank levy will be honored. As you've discovered, some funds...
Archived
When does a 2nd mortgage foreclosure go off your credit report?
Michael's answer
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Answered on March 04, 2014
You're actually talking about two different issues. First, with regard to the SOL on the second mortgage, you're incorrect in assuming that they...
Archived
Court ordered to pay 1/2 of community debts. I paid full and want to be paid by ex-spouse. Do I need to go back to court?
Michael's answer
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Answered on February 26, 2014
Her liability to the creditors was eliminated assuming she filed and was granted a discharge under Chap. 7 bankruptcy. Her liability to you,...
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Archived
My spouse has recently passed away and left credit cards debt, a loan through a tooling company and medical bills
Michael's answer
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Answered on February 26, 2014
In 1998, Michigan's Supreme Court eliminated the "doctrine of necessaries" in that state. Under that doctrine, a spouse is typically liable for...
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