What instances can a collection agency not delete a line of credit? And do they benefit from marking it as paid in full instead?

You're mistaken. If the delinquent debt was valid and legitimate, there is no basis for demanding it's removal from any credit report. If you...

Is a MN PERA account for a police officer be subject to:1) Repayment of delinquent child support and 2) court awarded damages?

The child support can attach the payments - it's a "governmental" debt if the county/state is the one doing the enforcement (as can be seen in your...

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The county is going to report my child support arrears to the credit bureau.

Yes, it's true, and there is nothing you can do about it. Any arrearage is a delinquent debt, and the state can report such a delinquency to the...

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WHAT CAN I DO ABOUT GETTING A JUDGE TO CONSIDER A HARDSHIP DISCHARGE OF MY STUDENT LOAN DEBT?

The short answer is that you aren't going to get a hardship discharge absent a very compelling reason, and having a low-wage job isn't going to cut...

If you received a "Notice of Case Filing and Assignment," it means that the creditor filed their case with the Court. The "case type" listed on...

Your attorney is mostly correct. The vast majority of reaffirmation agreements are prepared by the creditors because they contain a lot of...

I received a letter from a collection agency stating if I paid a certain amount that my account would be considered paid in full

No. I don't think you interpreted it correctly. Any time an account is settled for less than the full balance, it is to be reported as paid for...

Civil judgement against me, while i was in hospital for surgery..

Ok, you don't give much detail, but let's look at this. First, let's look at the litigation itself. I'm assuming you were served with the...

I'm guessing that what actually happened is that there were several different charges for several different admissions, procedures, or dates of...

Car repossed help beyond bankruptcy?

Despite the earlier response, there is no way to fight this outside of bankruptcy. You are 100% liable for the difference between what you owed...