How and when may HOA's collect liens based on non-payment of assessments?

What happened is that the foreclosure sale price was less than the first mortgage against the property - there was no money left post-sale to pay...

Does NM Stat. Chapter 56, Article 8 apply to medical debts collections? Is it legal to charge interest on such debts?

It is my understanding that the usury rate in NM is 15%, with judgment interest rates being set by the court.

Can creditor file an opposition for a hearing after 17 days to responded have passed?

While it may be in violation of the rules, the truth is the judge can pretty much do whatever they want - if they wish to allow the late filing and...

Findings & Order not fulfilled by ex - owes balance of $1087.00 medical bills. 4 months have passed since due date:

Your post leaves out a lot of detail. I'm assuming this is a divorce decree, and it assigned some kind of liability for your marital debt to your...

I am behind on my car payment and am considering filing bankruptcy and including it. can I buy a new car before I file and keep

The short answer is maybe. If you purchase the car with cash, then the value of the vehicle will need to be within your available exemptions,...

If I owned an S-corp that recently closed (CA), am I personally liable for the bills and will it negatively affect my credit?

It depends. For non-tax debts, I'm betting you had to personally guarantee the amounts you borrowed. All "company" credit cards for small...

What are the options for collecting a small claims judgment when wage and bank account garnishment fail?

You can try to sell it, but it would be for pennies on the dollar, so given the small amount at stake, it would be worthless to try. Frankly,...

I think you're mistaken. ROTC scholarships come with a service obligation, and if you don't go on duty after graduation (i.e., leave the program...

If I can't pay the amount the credit card collection agency wants what can I do

Look - creditors are bullies and try to intimidate people. That happens every day. BUT, they are owed the money, and they have every legal right...

I lend money for a flip home project and borrower does not want to pay his part. What can be done to recover the money?

There are a lot of possible answers here. First, though, let's look at the facts, which you'll have to provide more of for a more complete...