Susan Lacava

I do foreclosure defense and loan modification litigation. I like to represent homeowners BEFORE the bank has started a foreclosure. For example, I see homeowners who have had their modification approved, only to have the mortgage servicer refuse to honor the deal. Some clients have waited so long for the modification process to end, that they wind up too far behind to pay even the modified loan. My partner and I also defend foreclosure cases in certain situations.

I represent people who are being pressured to pay debts they have already paid or to pay the wrong amount. The public needs protection from debt collectors because companies sell accounts, including ones that have been paid or discharged in bankruptcy, and the buyer tries to collect from all of the accounts, no matter whether the person even owes a debt. In other cases, people make arrangements to bring their debts current, only to have their property repossessed anyway.