What Happens If I Only Pay Part of My Mortgage Payment? DANGER!
Jul 11, 2018
The servicer can return the payment or put it in a suspense account. Either way, you can wind up in foreclosure. What the Mortgage Says The company that collects your mortgage payments * be it the ban...
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How To Be Current on Your Mortgage, But In Danger of Foreclosure
May 31, 2016
The Mortgage Rights website focuses on a problem that was caused by the securitization of home loans: servicer driven foreclosures. By that I mean the situation in which a homeowner who is current in ...
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The Latest in Foreclosure Defense: Let HSBC Bank v. Buset Guide Your Arguments
May 25, 2016
This decision from a trial court in Miami addresses hot topics in foreclosure defense: assignment of a mortgage by a defunct company; failure to transfer the loan to the depositor during the securitiz...
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Can My Mortgage Company Refuse to Accept My Payment?
Nov 18, 2014
Yes. This is a very dangerous situation for homeowners to find themselves in. What Gives the Mortgage Company the Right to Send My Payment Back? One clause in the mortgage turns servicer disputes int...
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What is Fee Pyramiding?
Nov 18, 2014
Fee pyramiding is an illegal practice in which homeowners are charged late fees when they do not owe them. You should send a Notice of Error when your mortgage company engages in fee pyramiding. You s...
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How Do I Get Information From My Mortgage Company?
Nov 18, 2014
The information in your file at the mortgage company contains information that can be very useful when you are in a dispute with the company. The information can also provide information that establis...
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Is There a Way to Make a Mortgage Company Correct Mistakes?
Nov 17, 2014
This guide explains the basic procedure for sending a Notice of Error to a mortgage company. You can find a more detailed explanation of the NOE procedure on my website, wismortgagelawyer.com. What is...
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