I needs to know my next steps

Unfortunately most debt consolidation schemes don't work. Ofter the initial payments go to the debt consolidation firm and the creditors are not...

I needs to know my next steps

Unfortunately most debt consolidation schemes don't work. Ofter the initial payments go to the debt consolidation firm and the creditors are not...

Bankruptcy & retierment

Generally our SS and any 401k or IRA money is exempt from bankruptcy. As it relates to the new car, it depends on the equity. Assuming you are...

I assume you acted as your own attorney. At this point you can stipulate to dismiss the case and refile after your income has dropped below the...

Summons on credit card debt

I would advise you to file an answer and admit that you owe on the card although not the amount unless you are certain that the amount is correct. ...

Guardianship and Debt

I'm not a Family law practitioner but I would assume that you did not sign the contract for purchase of the vehicle since you had an guardian...

I reaffirmed a home equity loan during Chap7, thinking I could sell home and pay. House was foreclosed, am I obligated to repay

Unfortunately, if the Reaffirmation agreement met the legal requirements and was properly filed you can be held responsible. Unlike a first...

In Michigan, when can I file a second Chapter 7 bankruptcy case?

Under the new law you can file eight years after the date of filing your prior Chapter 7. Depending upon your financial circumstances you may wish...

Chapter 7 ... Second Mortage Reaffirmaion necessary when underwater on value of home?

You may be surprised at the actual value of your home. You can get a rough estimate by going online and using BOA Home Valuation, or other free...

Bankruptcy & retierment

Your 401k and IRA is protected up 1.095 million dollars. You can protect equity in a vehicle up to 3,225 of course if you don't have a home you...