Archived
I filed chapter 7 on 3-5-02, can i file chapter 7 now 2-2-10. due to pay/hour cuts and sick leave im behind on credit cards.
Ralph's answer
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Answered on February 04, 2010
You can file another Chapter 7 eight years after your last filing. So after March 5, 2010 you will be eligible for another Chapter 7 filing. If...
Archived
I have credit card debt and do not qualify for bankruptcy what can I do
Ralph's answer
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Answered on February 04, 2010
There are a number of factors which need to be considered in answering your question. For starters, do you own the home alone or are you married. ...
Archived
Being sued over credit card debt in Michigan and declaring bankruptcy
Ralph's answer
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Answered on February 01, 2010
Unless you answer the complaint yourself the credit card company will get a default judgment and eventually garnish your wages. You can answer the...
Archived
My bankruptcy is almost 5 years old and im still having problems getting a homeloan
Ralph's answer
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Answered on January 26, 2010
Generally speaking you should be able to get a new loan within 3 years of filing. We refer our clients to AIM Financial in Grand Rapids Michigan....
Archived
Can a hospital come after me for my fathers debt?
Ralph's answer
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Answered on January 23, 2010
Under Michigan law the creditor can not seek payment from a relative unless that relative agreed to be responsible for the debt. Be careful in...
Archived
Can ford motor company keep intercepting my state income tax, for a repo thirteen yrs. ago
Ralph's answer
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Answered on January 21, 2010
Assuming that they obtained a judgment and it is less than 10 years old or has been renewed they can continue to garnish on the judgment until the...
Archived
Can I be sued for nonpayment when I am making $100 a month payments to a lawyer that has charged excessive fees?
Ralph's answer
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Answered on January 20, 2010
That depends on if the work was performed before you filed for bankruptcy and if you listed this attorney as a creditor.
Archived
I got sued over a credit card that i never owned now im being garnished is there anything i can do
Ralph's answer
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Answered on January 20, 2010
You can file an objection to the garnishment which will require you to request a hearing before the court. If you have a valid defense to the...
Archived
I got sued over a credit card that i never owned now im being garnished is there anything i can do
Ralph's answer
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Answered on January 20, 2010
You can file an objection to the garnishment which will require you to request a hearing before the court. If you have a valid defense to the...
Archived
In a Request and Writ for Garnishment (income tax refund) does the defendant have rights?
Ralph's answer
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Answered on December 05, 2009
If I recall correctly, the notice you receive from the State does include a provision that allows you to object. Also, if you and your spouse file...
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