Is bankruptcy my best option ?

I agree with Mr. Molodovan's answer. The overpayment is subject to a discharge, but can be made non-dischargeable if the creditor files an...

Charge off does not mean the debt is forgiven by the creditor. The creditor can still try to collect the debt, sell it to a collection agency...

Can an online payday lender collect without signed documents and also not being licensed in the state the loan was made in?

Mr. Tschudy's advice is absolutely correct. If this is not your debt, you should consult with a consumer protection attorney. Unfortunately, it is...

Mr. Reizner provided an excellent answer to your question. Now that you have determined the statute of limitations has not run, you need to...

How can I force a trustee to finush my case.

As stated in another answer, there is no deadline for a trustee to administer or close a case. A phone call to the trustee may help determine why...

What can I do to speed up foreclosure?

Unfortunately, there is no legal mechanism for forcing a mortgage company or a lien holder to foreclose. Banks foreclose on their own schedule. ...

Would 401K holdings go under schedule C in a Chapter 7 Bankruptcy?

A 401(k), or any retirement account, should be listed on your Schedule B as an asset. The exemption, or means for protecting the asset from...

If filing bankruptcy do you have to put student loans on if you are going to school or are there other options to bankruptcy?

When you file a bankruptcy petition you must list all debts/liabilities. When you sign the petition your are swearing under the penalty of perjury...

Can a private student loan come back and add interest to your loan after chapter 13 is discharged?

In Chapter 13, student loans are treated the same as all other general unsecured creditors; however, they are not discharged upon entry of a...

Can my wife file bankruptcy alone without affecting me

Your wife can file bankruptcy without you. Only one spouse filing bankruptcy is very common. Her filing should not impact your credit; however,...