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I HAVE A OLD CREDIT DEBT OVER 15YRS OLD ,THEY WHEN TO MY BANK ACCOUNTS AND IT NOT ON MY T R W WHAT SHOULD I DO
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Answered on August 13, 2015
I agree with Mr. Darish. I would just add that if you are not able to resolve the matter on your own or you feel like you need assistance, you...
Archived
Legal Aid of west Michigan cannot help me file bankruptcy, conflict of intrest where else can I file.
Ryan's answer
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Answered on August 13, 2015
You may need to hire an attorney to assist you. Most bankruptcy attorneys offer free phone and in-person consultations. You should take advantage...
Archived
I live in Michigan in Ottawa county, can I file bankruptcy in a different county
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Answered on July 21, 2015
A Bankruptcy is a federal matter. If you live in Ottawa County, you would go to court in Grand Rapids. If you were preparing the petition yourself,...
Will my tsp account affect a bankruptcy?
Ryan's answer
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Answered on July 15, 2015
You should be able to exempt (protect from Trustee liquidation) your TSP account. I highly recommend contacting a bankruptcy attorney to sit down...
Archived
If I am sued by a credit card company and they win, will the courts award be discharged if I file bankruptcy?
Ryan's answer
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Answered on July 13, 2015
Credit card debt, whether reduced to a judgment or not, can be discharged by filing bankruptcy. Generally, the only exception to a discharge of...
Archived
How long back can a collecter collect a very old credit card debt?
Ryan's answer
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Answered on June 26, 2015
If they have filed a document with the court seeking the right to garnish (request for writ of garnishment), I think it's safe to assume that they...
Archived
Can my wife file bankruptcy without it directly affecting me?
Ryan's answer
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Answered on June 26, 2015
Only one spouse filing bankruptcy is very common. A bankruptcy filing should not impact the non-filing spouse's credit; however, the filing may...
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Moms house going into foreclosure. auctioned for back taxes. Can bank pursue her for balance of mortgage after auction?
Ryan's answer
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Answered on June 25, 2015
Yes, she is liable for the mortgage. While her social security income is not subject to garnishment, the money in her bank account most likely is....
I owe approximately $40,000 to IRS and approximately $25,000 in personal debt. Is Chap 13 my best option? Thank you
Ryan's answer
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Answered on June 24, 2015
Chapter 13 may be the best option. Take your tax returns and all IRS correspondence to a bankruptcy attorney for review. An attorney should be able...
Archived
Chase has begun foreclosure on one of my mortgage loans. Will they foreclose on the second loan also?
Ryan's answer
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Answered on June 24, 2015
I agree with Mr. Williams' answer. I would just add a couple of things that you need to consider.
If you are saving your home, you will want to...
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