Can a debt collector refuse a payment arrangement for an emergency medical bill? especially with new obamacare guidelines?

Unfortunately, a creditor does not have to a agree to any payment arrangements. You can hire an attorney to help. It may be possible to negotiate a...

My son collected unemployment and was then told he had to pay it back, but was not found to be fraudulent, can he go bankrupt

Here is a link to a recent blog piece I wrote on the subject. It's too long to cut and paste here....

Is bankruptcy wise? or a partial pay? with irs

If the tax debt is non-dischargeable, then Chapter 7 and Chapter 13 will not allow for a discharge of the total or a portion of the tax debt....

I filed my own bankruptcy, chapter 7. I need to get information to the judge concerning a credit union and reaffirmation.

I agree with Mr. Riddle's answer. However, I would also suggest contacting the Judge's chambers to speak with the judicial assistant or law clerk....

Credit card balance

Unfortunately, Mr. Elie is correct. Credit card interest rates average 12 to 27%. Your interest rate is high and making minimum payments will not...

Ex files bankruptcy, what does that do to me?

If he files Chapter 7 bankruptcy, his interest in the home will become part of the bankruptcy estate. As property of the estate, the property...

I requested my home NOT be included in the bankruptcy, it was and has effected my husband and my credit, we can't refinance.

All debts must be included in the bankruptcy. Your mortgage is a debt obligation and was required to be listed in your Schedule D. To make your...

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Can executor of estate file for bankruptcy for a deceased person?

I believe Rule 1016 of the Federal Rules of Bankruptcy Procedure governs this issue. A probate estate cannot file for bankruptcy. The fresh start...

Before buying property for your son, you should consult with an estate planning attorney, especially one who has experience with special needs...

Mr. O'Keefe's provided an excellent answer. I would just add that it may be possible to convert your Chapter 13 to Chapter 7. If you are looking...