California law does not seem to require a lawsuit before an HOA may record a notice of delinquent assessment and place a lien on the property. If...

Hello. I filed a chapter 7 bankruptcy that was discharged 08/2012. How do I know if my student loans were discharged?

Some of the answers below are somewhat incomplete. Student loans are not dischargeable unless you can establish "undue hardship." But the burden...

Can your wages be garnished any time after an exemption has been granted?

I'm not sure what you mean by "an exemption has been granted." Do you mean the debt was discharged in bankruptcy or that you previously objected...

My business went under, my truck was repossessed and now the collection agents are calling me. - Is bankruptcy the way to go.

Whether you need to file bankruptcy or not depends on what assets and income are at risk. If you have no income that can be garnished and no...

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My chapter 7 was discharged in February 2012. In July 2012 I get notice of a Order for Rule 2004 Examination. Can they do this?

Just because you received your discharge does not mean that the case was closed. Cases frequently remain open -- sometimes for years -- while...

Can reopening BK discharge back-rent incurred after discharge date?

I differ from my colleagues, in that I do not agree that the automatic stay is reinstated when a case is reopened after discharge. Under 11...

Why do you have to go to an appointment to review your assets at the social security office before you get paid ssi?

If you have received a "fully favorable decision" that simply means that you have been found to be disabled under Social Security's...

Can my Federal student loans be discharged in a bankruptcy?

Generally speaking, all student loans (both public and private) are nondischargeable in bankruptcy under 11 U.S.C. 523(a)(8) unless requiring you...

Michigan foreclosure. notice citibank 7-29-12. sale date 9-28-12. modfication request not appoved yet.

CitiMortgage was one of the servicers that was recently included in the National Mortgage Settlement, which imposed new servicing standards and...

I live in michigan. I have a property that is underwater and I am trying to short sale. I won another house and have no mortage.

What the other answers do not address is the effect of a short sale. It is a common misunderstanding that if a bank agrees to a short sale there...