Archived
I am considering Chapter 7 Bankruptcy. I have a large civil judgment that I can not pay and I need a fresh start.
Kathleen's answer
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Answered on October 11, 2012
I write to address several issues not fully addressed by the other answers. To determine whether you may be subjected to an adversary proceeding...
Archived
Can I recover a personal loan after someone filed bankruptcy but failed to list it
Kathleen's answer
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Answered on October 10, 2012
If the person filed a chapter 7 bankruptcy case and if no money was paid out to his creditors (i.e., it was a no-asset case), then his debt to you...
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How far back can a trustee reclaim a personal loan repayment, or consider it a preferential payment, in a Chapter 7 filing?
Kathleen's answer
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Answered on October 04, 2012
If you were repaying a loan from a family member, the trustee can go back and recover payments that were made within 1 year before the bankruptcy...
Archived
My landlord is filing for bankruptcy and will not be making anymore mortgage payments. what do I do?
Kathleen's answer
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Answered on October 04, 2012
Have you just been automatically renewing the lease each year? If the bank eventually forecloses on the landlord, it MAY honor the rest of your...
If a parent dies and owes a credit card bill will a adult child be responsible for the payment of that bill ?
Kathleen's answer
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Answered on October 04, 2012
No, not unless you were joint on the credit card. Even if you were an authorized user at any point, you would have no liability to pay.
Archived
How does employment affect a bankruptcy?
Kathleen's answer
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Answered on October 04, 2012
No, other than the obvious problem of your financial difficulties continuing!
If you had filed a chapter 13, loss of your job would make a...
Archived
Can a person receiving maximum social security disability benefits not qualify for medicare part D for that reason?
Kathleen's answer
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Answered on October 03, 2012
No. Medicare is not a needs-based program, so it doesn't matter how much Social Security your client receives. But if he is below age 65, he must...
Archived
Can my ex bankrupt a divorce settlement that was repayment to me for me paying off mortgage that court says he owed? (Alabama)
Kathleen's answer
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Answered on October 03, 2012
It sounds like the order to repay you was more in the nature of a property settlement (to equalize things in the divorce). If that's the case, it...
Archived
Will filing bankruptcy impact my child custody?
Kathleen's answer
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Answered on October 03, 2012
No, not in any way. And it will not interfere with child support establishment and enforcement either.
Archived
Chapter 13 Questions
Kathleen's answer
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Answered on October 03, 2012
If your brother needs to file a chapter 13 case to stop the foreclosure, he can do so by filing a "bare bones" or emergency filing, which usually...
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