At what value left on loan discharge would bank later repossess?

Banks will frequently repossess on principal, just because you didn't reaffirm in the bankruptcy and they don't like people getting a free ride...

We filed a BK 7 we didn't reaffirm, but they still did modification, which was high and longer. We are not recieving any credit.

One might ask why you would accept a modification that raised your payments and extended the mortgage. The only reason I can think of is that it...

Can I get an unsecured credit card if I have bad credit? Please help as I need to buy a car soon to replace my 93 Civic.

There are a number of ways to rebuild your credit after bankruptcy. I've provided a link below to a blog on my website that specifically addresses...

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It's not clear from your question whether you had the equity loan or your father had the equity loan. If your father had an equity loan and he...

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Can i keep my rent to own stuff in my ch13?

If all you have is the "rent-to-own stuff" and old medical bills, you most likely do not have to file a chapter 13 case. A chapter 7 case would...

I was asked to sign a waiver of process form for my daughter so her mom can get guardianship so her aunt could be able to take .

No. It simply means that you would not have to be notified of further proceedings as the guardianship proceeds.

In a Ch. 7 BK, if I (creditor) received an Entry of Default on an Adversary Hearing, why would a Notice of Hearing be issued?

You don't have to ask for your DSO claim to be given priority in the unlikely event that funds are paid out to creditors in your ex's bankruptcy. ...

Is it a good idea to get a HELOC to pay off high interest rate credit cards, auto loan and first mortgage?

In my opinion, it is almost NEVER a good idea to put all of your eggs in one basket! And it is seldom a good idea to roll unsecured debt (the...

Will I get in trouble If I buy a car from someone going through bankruptcy?

If your friend listed and fully exempted the car in his bankruptcy, and If more than 30 days has passed after your friend had his meeting of...

Can a bank sue me after 12 years if someone put a credit card in my name as a minor.

Whether a creditor can sue you is based on your state's statute of limitations. However, I can't imagine that any state allows a collection...