Curious about possiblilty of a deficiency judgement in michigan

Deficiency actions on homes that are foreclosed are pretty rare in Michigan. The lender has to sue you (and win) before any garnishments or liens...

How to file an adversary proceeding?

My guess it the only advice you will get here is to pay an attorney to assist you - and follow their advice. Apparently you have decided to do...

The taking of funds to cover a listed debt after the bankruptcy is filed is a violation of the automatic stay. The procedures vary by district on...

My husband and I have 6 kids and plenty of unpaid medical bills. We want to get a loan to own our own house, in North Carolina.

Each lender has its own criteria for lending. Right now many are denying loans to folks who have a bankruptcy or foreclosure within the past three...

Can you file bankruptcy on a judgement for furniture, appliances, etc??

I agree with Mr. Oney, but would also point out that many of these "secured" creditors sell the debt to third parties who have no access to the...

Mortage was not reaffirmed in bankruptcy. served with foreclosure summons. Do we have to reply if not contesting? NJ

Generally not. You have no personal liability on the loan, so just let the lender foreclose. It has to go through the motions to get proper...

Can a foreigner choose NOT to establish US credit history by getting and canceling a US credit card?

If you are planning to get cards, charge to get benefits, and then cancel without payment, then you are committing fraud. You need a SSN or ITN to...

What is the statute of limitations on a payday loan in california?

Sounds like violations of the Fair Debt Collection Practices Act (FDCPA). Talk to a local attorney who handles these cases.

A judgement was placed against me in CA due to a credit card debt, I moved and now reside in VA, the attorney isnt willing

State courts cannot direct the federal government to redirect your tax refund.

Is there an official paper the courts can give us to show we did not sign Ch 13 bankruptcy?

You need to seek an order expunging the record of your bankruptcy filing.