Bankruptcy Chapter 7: Can I protect my secured credit card?

List the account as an asset, and the credit card balance as a secured debt tied to the account. Exempt the remaining equity in the account with...

How do I repossess a horse in Tennessee?

You should file a claim for replevin also known as claim and delivery, an action which claims the right to possess something (your horse) and asks...

The USDA loan can be discharged in a bankruptcy, which would free up what is now being garnished.

Do FTC or Attys General release information about complaints against debt collectors?

Google "united states v asset acceptance" and you will find a suit and settlement filed on Jan 30th and 31st respectively on the FTC web site. ...

Can i file bankruptcy on a usda home loan in michigan

Assuming you have lost the property, and you are now faced with the garnishment of your Federal tax return - since the RD loans are specifically...

Chapter 7 discharging tax debt. What is the most recent tax year that could possible qualify for a discharge. hurdles confusing

The earliest 2009 income taxes filed on time could qualify for discharge would be April 16, 2013, which is over three years from the deadline for...

If I close my chapter 7 without completing it can the trustee hold onto my tax refund he currently has but is negoiating how muc

NO. You will not get a discharge if you do not take the course, but the trustee can still administer assets that you chose not to exempt. The...

Chapter 7 married filing individually. Do I list my wife as dependent on budget. Where else do I reference her? she unemployed

I agree that you need expert assistance in this endeavor. It takes attorneys years to be able to properly analyze a case. You cannot expect to...

I disagree. This is not income for the means test. It is not available to the household for household necessities. It should be listed on...

Filing chapter 7. Already received tax refund and spent 1/2 of it. Do I need to list just what remains or exempt the whole thing

The schedules are a snapshot of your finances on the day you file. Therefore, you list what is left. But if you spent it to pay off some debts,...