Archived
My mother- in -law passed away in Dec 2011, her house was quit claim deeded to her trust before she passed away.
Alan's answer
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Answered on February 15, 2012
You are right. Insurance proceeds are paid based on a contract between the deceased and the insurance company, which requires payment of the...
Archived
Is there a staute of limitations for filing, recording, etc on a mortgage assignments.
Alan's answer
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Answered on February 15, 2012
This is a fluid area of the law these days. The lenders created a shadow system of record keeping that allowed the transfer of interests in loans...
Archived
Do my EX Spouse and I split the foreclosure taxes that are on this 1099-C I received? Or am I on my own?
Alan's answer
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Answered on February 15, 2012
If this was your residence for at least two of the last five years, form 982 allows you (and your ex) to ignore the 1099c. Check box 1(e) and put...
Archived
How do I get this cable removed and regain full use of my property in future? Can I remove it myself? Criminal?
Alan's answer
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Answered on February 15, 2012
How is this harming you? I understand that Verizon has overstepped its bounds. But when you file a lawsuit, it helps to be able to claim actual...
Archived
Can a payday loan company send you to jail or take you to court?
Alan's answer
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Answered on February 15, 2012
You should keep a notebook and calendar by the phone. Every time someone calls, keep a log of who called, and the nature of the conversation. May...
Archived
Will late mortgage payments in chapter 13 show up on credit report?
Alan's answer
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Answered on February 15, 2012
The creditor will not likely file derogatory information while the stay is in place. Your attorney's advice seems geared toward getting you the...
Archived
My mortgage shows in default after I sold it, what can I do when Wells Fargo won't completely repair it.
Alan's answer
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Answered on February 15, 2012
"Paid in full for less than owed" is a suspicious sounding phrase. I expect the lender released its lien without being paid in full, and still...
Archived
Recently threatened w/ foreclosure & now got 2 magically appearing 'Allonge to Notes' from 'current servicer' of mortgage.
Alan's answer
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Answered on February 15, 2012
Everything Ms. Golant said! You need an attorney who focuses on this area of practice, which changes almost daily. The big banks and lenders are...
Archived
Rights of the homeowners in an HOA.
Alan's answer
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Answered on February 15, 2012
A thorough review of the documents setting up the development and the homeowner's association is in order before any meaningful advice can be...
Archived
I have a land owner who crosses my property to get to his property but nowhere in his deed does it show he has a right of way
Alan's answer
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Answered on February 15, 2012
Is your deed subject to his right to cross your property? If he has been doing this for a long time, he may have a prescriptive easement. Or if...
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