Archived
I owe approx. 29K in past due student loans. I am unable to pay it...and it is already in the collection stage. What can I do?
Peter's answer
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Answered on September 02, 2009
Student loans are very hard, if not near impossible to get a discharge on in bankruptcy. You need to work with your student loan provider to work...
Archived
I've been foreclosed on (condo in Birmingham), am I still liable for the HOA dues and assessments?
Peter's answer
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Answered on September 02, 2009
Condo fees usually are a lien on the land by state law, but that does not prevent them from suing you. They can only get paid once, so if the sale...
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I read that a property tax is dischargeable via Chapter 7, but still remains attached to the house, is this true?
Peter's answer
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Answered on August 31, 2009
In Michigan property taxes are a secured debt. They are secured by your home (the collateral.) You need to make sure you understand that your...
Archived
Is a property tax lien from 2006/2007 able to be discharged in a Chapter 7 filing?
Peter's answer
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Answered on August 31, 2009
Property taxes are a secured debt. They are secured by your home (the collateral.) You need to make sure you understand that your bankruptcy...
Archived
I filed a chapter 13 and did the credit counciling post petition by accident, 40 days. Is there a way to prevent refiling?
Peter's answer
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Answered on August 31, 2009
This is true example of why you truly do need an attorney to file for Bankruptcy. Your case has probably already been dismissed, and you are now...
Archived
Debtor in a Ch 13 case has failed to make payments to us Creditors. How long do Ch 13 Trustees take to file a Motion to Dismiss?
Peter's answer
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Answered on August 28, 2009
The trustee can file a motion to dismiss in as little as 30 days if they wish.
Archived
I am thinking about filing bankrupt but have land upnorth will they make me sell
Peter's answer
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Answered on August 28, 2009
The answer to your question depends on what other property you have, and what your property up north is worth. Without knowing either of these...
Archived
If I file banruptcy will it effect my modification?
Peter's answer
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Answered on August 28, 2009
You are welcome to contact me for a consultation on this issue. I would be happy to personally explain to you what would happen if we filed now,...
Archived
How should my lender report my home that has been filed in chapter 13?
Peter's answer
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Answered on August 28, 2009
If the home was jointly owned, and your husband is the only one who filed, you are still responsible for the payments.