Archived
I have gotten married after filing Chapter 13 two years ago. Is my spouse's property at risk in any way?
Peter's answer
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Answered on February 24, 2010
Generally your property is not even at risk in a Chapter 13. Your wife’s property has nothing to do with your bankruptcy; her income could however...
Archived
I have been served a summons to reply & I have already been bankrupt once (recently)...what can I do?
Peter's answer
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Answered on February 24, 2010
If the debt is for a new debt you incurred after filing your chapter 7 you may be able to complete a chapter 13 where you would have to make...
Archived
If I file Chapter 13 can I keep my cars without my cc being added on the back of the loan. Can they change the interest rate?
Peter's answer
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Answered on September 18, 2009
I think your sightly confused on how a chapter 13 works.
Your cars, home equity loan, and credit card debt can all be treated in your chapter...
Archived
In a chapter 13 Ii kept two cars, i now want to change it to a chapter 7, am i able to work with the banks to keep those to cars
Peter's answer
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Answered on September 18, 2009
This totally depends on how the attorney who drafted your chapter 13 plan treated your cars in the plan. You should contact the attorney who...
Archived
My car was repossed in May of last year and I thought that was the end of it. Now they are trying to get the money owed. Help?
Peter's answer
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Answered on September 03, 2009
The finance company is most likely suing you for a deficiency claim on the car. Your defenses to such a claim could be quite limited. If you are...
Archived
3 1/2 years ago my car got repo now I have court at the end of the month. What should I do?
Peter's answer
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Answered on September 03, 2009
The finance company is most likely suing you for a deficiency claim on the car. Your defenses to such a claim could be quite limited. If you are...
Archived
Should I call the Lawyer that placed the summons or the court to settle this or should I consider bankruptcy?
Peter's answer
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Answered on September 02, 2009
You should call a local bankruptcy attorney and they will be able to inform you if they can help you.
Archived
When daily living expenses and mortgage exceed income before credit card debt is even considered should we consider bankruptcy?
Peter's answer
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Answered on September 02, 2009
Just by the basic information you provided you sound like you could be candidate for bankruptcy. You should contact a local attorney and see what...
Archived
Am I required under BK code to list a 'potential' civil claim as an asset on Ch 7 BK that I will never ever pursue?
Peter's answer
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Answered on September 02, 2009
If you’re never going to pursue it, then there is no potential. However, if you’re not sure, you should list it.
Archived
I am a year into my Chapter 13 and my payments are up to date. Can I add debt to my Chapter 13 once the plan has been approved?
Peter's answer
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Answered on September 02, 2009
No, your confirmed chapter 13 does not allow you to add debt that is incurred post petition. They only way you could included a post petition debt...
