Can a student loan garnishment payment be modifide ?

Your son should contact the student loan lender to see if he can defer repayment. Most student loan companies are willing to work with debtors who...

I live in Colorado and filed chap 13 june 2009, I have a car that is not part of the chapter 13 payment

You should consult your Chapter 13 attorney and see if they are able to modify your Chapter 13 plan to surrender the vehicle.

Does my new husband have to pay the debt that my first husband and I shared during the first marriage?

Your new husband’s assets are fine and cannot be touched by your creditors. However, your assets may be subject to garnishment or lien. So if the...

I live in new mexico and my wife who is disabeled has some credit card debt that we are unable to pay. Will I be responsible

You cannot be held personally responsible for a debt incurred solely by your wife. Property held jointly between you and your wife may be subject...

Bankruptcy 13 Filed 2001 & discharged 5/2003. Question about Installment Credit Agreement. Qualified Ed Loan 26 U.S.U. 221(d)

Your current bankruptcy will not take care of this debt because after 2005 all student loans became generally non-dischargeable. Prior to 2005...

Does my ex husband still have to split his refund with me, as agreed in our divorce, if he files bankruptcy?

Property settlements can be discharged in a chapter 13, alimony/support cannot.

While in repossession status, I attempted to file a chapter 13, but I couldn't afford it. Now I have put the truck up for sale.

The credit union needs to release the lien for you to be able to sell the truck. If you recently filed a Chapter 13 the credit union will not talk...

We filed chapter 7 and it was discharged Nov 2002. Then we filed chapter 13 in Nov 2007. Can we convert to chapter 7?

In Michigan you can file a new Chapter 7, 8 years after the filing date of the previous chapter 7. You cannot convert a chapter 13 to a chapter 7...

When a debtor violates a reaffirmation agreement

If they signed a reaffirmation agreement and it was filed with the court they are personally responsible for the debt.

Usually a debt will bounce between several collection companies before any legal proceedings are taken against you. If the collection company is...