Archived
I have an old judgment filed against me personally for an old business loan. Can the business file bankrupcty?
John's answer
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Answered on April 02, 2013
The business doesn't need to file the bankruptcy; you personally may. If you personally guaranteed the loan, then it is a personal debt that you...
Archived
Do I need to file a state return if I know it will be garnished?
John's answer
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Answered on April 02, 2013
The garnishment of your prospective refund has nothing to do with your legal requirement under Federal or Michigan state law to file a tax return....
Voluntary car repossession in Michigan and owe the balance. All i can afford is $20 a month. do they have to accept that.
John's answer
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Answered on April 02, 2013
Definitely not. You signed a contract to pay $X amount, and they have the right to collect from you whatever remains of that amount.
If you...
Archived
I have a 12 year old tuition debt (not a student loan) that has been handed over to the state of Michigan. Can they collect?
John's answer
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Answered on April 02, 2013
I assume you mean that the school has sued you, gotten a judgment, and they are collecting on the judgment by way of garnishing your Michigan state...
Archived
Whose attorney is responsible for filing the order for administrative closing. My bankruptcy attorney or the creditors attorney?
John's answer
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Answered on April 02, 2013
Either can file the orders of administrative closing. Some creditors' attorneys in Michigan will do so as a matter of course; most will not. I mail...
Is it Michigan law to repaint an entire unit between tenants free of charge ?
John's answer
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Answered on April 02, 2013
Yes, in agreement with the prior response, my question is what you mean by "charged them." Did you fail to return their security deposit in order...
Archived
Motion for Sum. Disp. - Attorney asking for $4,787 in attorney fees to collect a $8,400 debt. Is this unreasonable.
John's answer
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Answered on March 20, 2013
It may be an unreasonable fee as defined by Michigan ethics rules and case-law, depending upon many X-factors, but you will need to respond to the...
Archived
I am being charged by the State of Michigan for medical expenses from my child's birth. Can this be discharged in bankruptcy?
John's answer
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Answered on March 20, 2013
Have you retained an attorney for your Chapter 7 bankruptcy? If so, consult your attorney.
The debt is likely dischargeable, however....
Archived
Is there a legal way to get out of a lease due to my partner filing bankruptcy but both of us on the lease ?
John's answer
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Answered on March 02, 2013
Building on a prior answer, if your boyfriend filed Chapter 7 bankruptcy, there is no "co-debtor automatic stay" in that form of bankruptcy. His...
Archived
What can I do if my lawyer wont contact me to file bankruptcy after waiting a year ?
John's answer
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Answered on March 01, 2013
As stated by others, review your retainer agreement and other documentation that you signed with this attorney to be sure that you are retained for...
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