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I am an international student; am planning to leave the USA within a next week. What am I to do with my SSN, credit cards, etc?
John's answer
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Answered on June 28, 2013
Your Social Security Number cannot be "surrendered." It is yours, come what may. However, the credit card and cell phone debt will persist if you...
Archived
I defaulted on a 2008 payday loan. i live in michigan and i'm now being threaten with warrants for check fauld. what should i do
John's answer
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Answered on June 28, 2013
Consult an attorney to discuss your options. Depending upon the identity of the collector, such threats may violate the Fair Debt Collection...
If I file bankruptcy as the co-signer on a car loan how will that affect the other party?
John's answer
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Answered on June 28, 2013
Your bankruptcy is yours alone and offers no benefit to co-signors to your debt (other than a temporary stay of collection efforts while the...
Archived
Chapter 7 Bankruptcy Asset and Bank Account Questions
John's answer
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Answered on June 28, 2013
As the other attorneys responding have said, there is no option for non-disclosure of assets that you own, whether you are the "titled" owner or...
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My Ex filed Ch 7 bankruptcy in Ohio and included an amount that was owed to me per our dissolution agreement.
John's answer
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Answered on April 18, 2013
The Bankruptcy Code provides that "marital debt" is not dischargeable in Chapter 7 bankruptcy under many circumstances, particularly if the court...
Archived
How long can I stay in my house?
John's answer
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Answered on April 18, 2013
You are surrendering the home in your Chapter 13 plan, I assume?
There is no solid answer to this question. Mortgagees must reclaim property...
Archived
Fraudulent transfer in Michigan
John's answer
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Answered on April 12, 2013
Under Michigan state law, the "look back" period for fraudulent transfer is 6 years, thus, in bankruptcy, up to 6 years' worth of transactions and...
Archived
Is bankruptcy possible to discharge residential mortgage deficiency? Mortgage loan is in husbands name.
John's answer
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Answered on April 12, 2013
The basic answer to your question is, "Yes," but, as the other attorneys answering have indicated, there are further questions to answer as to the...
Archived
Am I responsible for a portion of the debt if most of it was incurred before marriage and could my spouse file bankruptcy?
John's answer
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Answered on April 03, 2013
You are not contractually liable for the debt as regards the creditors who issued the credit cards to your husband if he is the only person who...
Archived
Can a landlord evict a residential tenant who filed Chap. 7 bankruptcy & did not list nor notify landlord of bankruptcy action?
John's answer
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Answered on April 03, 2013
As noted by others, the fact that you weren't noticed of the filing means that you have a defense against a motion for contempt or sanctions for...
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