Archived
Only 1 secured creditor,2 Nd default notice ,confirmed in August 2015 land contract ,stay will be lifted what to expect now.
Kurt's answer
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Answered on September 05, 2018
Lots of facts missing from your question; I understand the stress.
So it seems you are in a confirmed Chapter 13 plan.
Is the default notice from...
Archived
Can I lose my home if I file chapter 7 bankruptcy?
Kurt's answer
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Answered on September 02, 2018
If the home is in Michigan, you have choices as to which exemptions to claim.
Under the state exemptions, real estate owned by husband and wife ...
Archived
How do I stop a garnishment that has continued after filing Chapter 7?
Kurt's answer
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Answered on August 22, 2018
Make sure the creditor attorney who filed the garnishment has the bankruptcy notice. Some employers will honor that and stop witholding, without...
I have been told here in Michigan by my attorney that the clawback period is 6 years on equity in my home.?
Kurt's answer
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Answered on August 20, 2018
To flesh this out, the statement of financial affairs asks for transactions within 2 years, which are covered under the federal bankruptcy...
Archived
Privacy violation concerns?
Kurt's answer
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Answered on July 26, 2018
I understand you are not a lawyer, but no creditor can be "excluded" from a bankruptcy. You can leave the landlord off the list of creditors who...
Archived
Is filing chapter 7 different if you’re filing a second time?
Kurt's answer
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Answered on July 24, 2018
Current law requires 8 years to pass from Chapter 7 filing date before you can file another Chapter 7 and get another discharge.
Your gross income...
Archived
Would I beable to buy a mobile trailer with monthly payments and then still be able to file chapter 7?
Kurt's answer
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Answered on July 24, 2018
Why do you not file chapter 7 now and then get the trailer?
This may not be a good idea, you need to go over all your assets and liabilities, and...
Archived
My trustee office says I still owe $1600 but that they have already done my audit. How long before I get final discharge papers?
Kurt's answer
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Answered on July 23, 2018
Did you check with your attorney?
How did you find out they completed your audit?
As the prior answer indicates, this practice, as to timing,...
Archived
My bankruptcy was filed in May I been to court already I’m just waiting on discharge paperwork ?
Kurt's answer
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Answered on July 20, 2018
I thought you said the accident was before you filed in May?
In a Chapter 7, a claim that arose AFTER the petition was filed is NOT property of...
Archived
The question was not about me being an attorney it was about me filing a bankruptcy in May and suing someone in July?
Kurt's answer
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Answered on July 20, 2018
Well, this is a reason to hire an attorney. If you qualify as low income, in Detroit there is a program that will get an attorney for you at no...
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