Agree with first answer. You should have a copy of your schedules. Schedule B should list anticipated tax refund 2026 and it should be exempted...

Per the first answer, there is an exception to discharging the debt if you were drunk. Or if you intentionally injured someone. Barring that, the...

I do not see your question. Courts will usually not order the return of a vehicle in this situation unless there is full coverage insurance in...

You refer to subsequent lenders but those were just servicers for the mortgage debt. Servicers do not need to record liens. The lien does not...

Mr. Boyer is correct. Not sure what you mean by "you looked into it." The Eastern District of Michigan has the Access to Bankruptcy Court program...

It is impossible to answer the question completely without reviewing the lease. That is the contract that defines the terms of the agreement. ...

I need way more facts before being able to answer. Why do you think you want a Chapter 13 payment plan? Are these businesses LLCs, C corporations...

Unfortunately, no. 8 years from filing date t filing date. chapter 13 is possible.

In addition, you state that you made all the payments that were due. Most mortgages require insurance and that property taxes have been timely...

Also, bankruptcy covers the debts owed at the time the case is filed. A debt that occurs post-petition is unaffected by the bankruptcy.